Patriot America Plus Insurance:
Reviews, Ratings, Experince and Feedback

Patriot America Plus Insurance is a visitors insurance plan that offers travel medical protection for individuals and families traveling abroad. Patriot America Plus is a comprehensive coverage policy and covers 100% (in network) up to the policy maximum, once the deductible is satisfied.


Patriot America Plus Insurance

Underwriters: Sirius Specialty Insurance Corporation
Reviews and Ratings
  • Rated A by AM Best (underwritten by Sirius Specialty Insurance Corporation).
  • Excellent customer feedback and reviews
  • Administered by IMG, a US-based administrator
  • Licensed and regulated by the Department of Insurance in the United States
  •  COVID-19 Included
  • AM Best Rating: A- (Excellent)
  • Standard & Poor's Rating: A-
  • Underwriter: Sirius Specialty Insurance Corporation
  • Administrator: IMG (A US based reputed insurance administrator).
  • Best Suitable for: For non-US residents traveling internationally, including the USA
  • Eligibility (Who can buy this plan?) : For non-US residents traveling internationally, including the USA
What's Good
  • Comprehensive coverage for an affordable premium
  • Acute onset of pre-existing condition coverage available up to selected policy maximum
  • PPO network
  • Deductible must be satisfied only once per policy period.
  • Extendable online, cancellable, and refundable
What's Not So Good
  • $10,000 maximum limit for travelers over 80 years of age.
  • $50 cancellation fee.
  • Precertification for certain medical treatments required to avoid 50% reduction in benefits.
How It Works

Manage Your Patriot Insurance Plus Policy Online: Renewal, Extension, Visa Letter and more

Easily manage your Patriot America Plus insurance policy online by logging on My Policy to renew your plan, download your policy ID card, make changes to your policy, cancel your policy, and find helpful information about your plan.

Patriot America Plus Insurance Claim Information

It is recommended to download this claim form, complete it and send it to IMG after you have received medical treatment and services. Make sure to complete the claim form and provide the supporting documents for faster processing. To learn more, read the information about the visitor insurance claims process.