Patriot America Plus Insurance:
Reviews, Ratings, Experince and Feedback

Patriot America Plus Insurance is a visitors insurance plan that offers travel medical protection for individuals and families traveling abroad. Patriot America Plus is a comprehensive coverage policy and covers 100% (in network) up to the policy maximum, once the deductible is satisfied.


Patriot America Plus Insurance

Underwriters: Sirius Specialty Insurance Corporation
Reviews and Ratings
  • Rated A by AM Best (underwritten by Sirius Specialty Insurance Corporation).
  • Excellent customer feedback and reviews
  • Administered by IMG, a US-based administrator
  • Licensed and regulated by the Department of Insurance in the United States.
  •  COVID-19 Included
  • AM Best Rating: A (Excellent)
  • Standard & Poor's Rating: A-
  • Underwriter: Sirius Specialty Insurance Corporation
  • Administrator: IMG (A US based reputed insurance administrator).
  • Best Suitable for: International travelers visiting the USA or other foreign countries outside their home country. Patriot America Plus also fulfills the Schengen Visa insurance requirements for Schengen Visa Travel Insurance and Europe Travel insurance. A letter verifying proof of purchase can be provided for Schengen Visa purposes.
  • Patriot America Plus insurance reviews and ratings: Rated A by AM Best and A- by Standard & Poor's.
  • Eligibility (Who can buy this plan?) : Non-US Citizens traveling outside their home country.
What's Good
  • Comprehensive coverage for an affordable premium
  • Acute onset of pre-existing condition coverage available up to selected policy maximum
  • PPO network
  • Deductible must be satisfied only once per policy period.
  • Renewable online, cancellable, and refundable
What's Not So Good
  • $10,000 maximum limit for travelers over 80 years of age.
  • May only be renewed if initially purchased for a minimum of 1 month.
  • $50 cancellation fee.
  • Precertification for certain medical treatments required to avoid 50% reduction in benefits.
How It Works

Manage Your Patriot Insurance Plus Policy Online: Renewal, Extension, Visa Letter and more

You can manage your Patriot America Plus insurance policy online by logging in to myIMG. There, you can renew or extend your policy, download your insurance ID card, make any changes to your policy, request a visa letter, and find health care providers. You will need your policy ID and date of birth to access the Patriot America Plus insurance client zone.

Patriot America Plus Insurance Claim Information

You can download a claim form here: Patriot America insurance claim form
It is recommended that you download, complete, and send a claim form to IMG as soon as possible after receiving any medical service. Be sure that you provide all necessary information and include any required documentation along with your claim. Read more about the visitor insurance claims process