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STU
Safe Travels USA
Underwriter: GBG Insurance Limited
Plan pays 80% of first $5,000; then 100% 
- Comprehensive coverage plan
- Coverage from 5 days to 2 years
- Renewable and Cancelable
- PPO network (See list of doctors and hospitals)
- Covers during International Travel
- Unexpected recurrence of a pre-existing condition up to the first $1,000 of Covered Expenses
Policy info
Plan Administrator: Trawick International
Carrier: GBG Insurance Limited
AM Best Rating: A(Excellent)
Safe Travels USA insurance is a visitor insurance plan that provides medical coverage and emergency services to for non-US citizens and non-US residents, for traveling internationally, including the USA. After the deductible is satisfied, within the PPO Network, for all covered sickness or injury, the plan pays 100% up to the chosen policy maximum. Outside the PPO network, it pays 80% for the first $5,000 and then 100% thereafter towards eligible covered expenses.
Please review Safe Travels USA Insurance Brochure 
or Description of Coverage (policy document) for complete and accurate coverage and exclusions.
Benefits
Plan Overview
FAQs
Dr. / Physician Visit
In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Urgent Care
$30 copay applies
In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter
In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter
Surgical Treatment
In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter
Prescription Drugs / Medicines
After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Lab & X-rays
After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Physical Therapy
After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Hospital Room
After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Surgical Treatment
After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Hospital Intensive Care Unit
After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Drug/Alcohol Abuse
Not Covered
Ambulance Expenses
After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum
Emergency Room(ER)
After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum.
Extra $200 deductible applies to ER visits for sickness that does not lead to immediate hospitalization.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum.
Extra $200 deductible applies to ER visits for sickness that does not lead to immediate hospitalization.
Acute, spontaneous and unexpected pain
$250 Covered
Accidental emergency
Not Covered
Emergency Medical Evacuation / Repatriation
100% up to $2,000,000
Return of Remains
Up to $50,000
Emergency Reunion
$15,000
Return of minor Child(ren)
$5,000
Trip Interruption
$5,000
Loss of checked Baggage
$1,000
AD&D
$25,000
Cataract Surgery
Not Covered
Cancer
Not Covered
Cardiac
Not Covered
Mental Illness
Not Covered
Alzheimer's Desease
Not Covered
Hazardous Sports Coverage
Not Covered
Pre-Existing Conditions
Up to $1,000 for an Unexpected recurrence of a pre-existing condition
Maternity
Not Covered
General Physical full Checkup
Not Covered
Terrorism Coverage
Not Covered
Brochure
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.
