STU

Safe Travels USA

Comprehensive Coverage,  Rated A (Excellent) By: Trawick,  UW: C&FC&F Crum & Forster
AM Best Rating
A (Excellent)
Administrator/Underwriter
Trawick International
C&F Crum & Forster
80%
In Network

After deductible, the plan pays 80% up to the policy maximum.

COVID-19 Excluded
acute-onset-pre-existing-condition
Acute onset of Pre-Existing Conditions
extendable-cancelable
Extendable & Cancelable
urgent-care
Urgent Care
medical-coverage-during-travel
Medical Coverage During Travel
extendable-cancelable
Comprehensive Coverage Plan
Coverage from 5 days to 365 days
BUY

Safe Travels USA insurance is a visitor insurance plan that provides medical coverage and emergency services to for non-US citizens and non-US residents, for traveling internationally, including the USA. After the deductible is satisfied, within the PPO Network, for all covered sickness or injury, the plan pays 100% up to the chosen policy maximum. Outside the PPO network, it pays 80% for the first $5,000 and then 100% thereafter towards eligible covered expenses.

Please review Safe Travels USA Insurance Brochure brochure or Description of Coverage brochure (policy document) for complete and accurate coverage and exclusions.

Out-Patient

Dr. / Physician Visit

In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum

Urgent Care

$30 copay applies
In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter

Surgical Treatment

In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter

Prescription Drugs / Medicines

After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum

Lab & X-rays

After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum

Physical Therapy

After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum

In-Patient

Hospital Room

After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum

Surgical Treatment

After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum

Hospital Intensive Care Unit

After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum

Drug/Alcohol Abuse

Not Covered

Emergency Services

Ambulance Expenses

After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum

Emergency Room(ER)

After deductible, In-Network: plan pays 100% up to the policy maximum.
Outside PPO Network: 80% for the first $5,000 and then 100% up to the policy maximum.
Extra $200 deductible applies to ER visits for sickness that does not lead to immediate hospitalization.

Dental

Acute, spontaneous and unexpected pain

$250 Covered

Accidental emergency

Not Covered

Travel

Emergency Medical Evacuation / Repatriation

100% up to $2,000,000

Return of Remains

Up to $50,000

Emergency Reunion

$15,000

Return of minor Child(ren)

$5,000

Trip Interruption

$5,000

Loss of checked Baggage

$1,000

Life

AD&D

$25,000

Other

Cataract Surgery

Not Covered

Cancer

Not Covered

Cardiac

Not Covered

Mental Illness

Not Covered

Alzheimer's Desease

Not Covered

Hazardous Sports Coverage

Not Covered

Pre-Existing Conditions

Up to $1,000 for an Unexpected recurrence of a pre-existing condition

Maternity

Not Covered

General Physical full Checkup

Not Covered

Terrorism Coverage

Not Covered

Brochure

Support

24-Hrs Emergency Assistance

Yes. Contact Number and details can be found on the ID card.

Plan Administrator Company

Trawick International

Carrier / Underwriter

C&F Crum & Forster

AM Best Rating

A (Excellent)

Eligibility

Non-US citizens and non-US residents, traveling anywhere outside their home country including the USA.

Deductible Content

In Network: $0
Out of Network: $0, $50, $100, $250, $500, $1,000, $2,500, $5,000

Plan Type

Comprehensive Coverage Plan Percentage based coverage.

Coverage in U.S.A.

Covered

Coverage outside U.S.A.

Covered

Co-Pay

$30 co-pay applies only to Urgent Care visits. Co pay is waived if $0 deductible is chosen in application

Travel Coverage

Yes

Co-Insurance

Within PPO Network: 100% covered up to policy maximum Outside PPO Network: First 20% up to $5,000, and then 100% up to policy maximum.

How the Benefits are Paid

After the deductible, within PPO network: The plan pays 100% of eligible expenses up to policy maximum.
After the deductible, outside PPO network: The program pays 80% of the first $10,000 of eligible expenses; then it pays 100% up to the policy maximum.

Coverage Type

Lifetime of the policy

Deductible Type

Choose between deductible based per policy period

Renewability

Yes, has to be extended before the policy expires. Extension option available up to a maximum of 2 years.

Cancellation

Yes, only if cancellation request is received before the effective date.

PPO Network

First Health PPO Network

Coverage Length

5 days - 1 year
Can be renewed up to 2 years

Available Deductibles

$0, $50, $100, $250, $500, $1,000, $2,500, $5,000

Available Coverage

Age 14 days to 64 years: $50,000, $100,000, $250,000 $500,000 and $1,000,000
Ages: 70-79: $50,000

Provider Directory

By Provider, Toll Free: 888-301-9289, Direct: 251-661-0924
Fax: 251-666-1806
Email: info@trawickinternational.com

Plan Brochure

Safe Travels USA Insurance Brochure brochure

Home Country Definition

The country where the covered person has his/her true, fixed, permanent home and principal establishment.

US States Restrictions

No Restriction

Country Restrictions

No Restriction

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.