Study USA Platinum is a Travel Medical insurance plan that provides health coverage for international students. The plan is designed to provide basic medical coverage, emergency services, evacuation and repatriation, and more for International Students, Scholars and their Families while abroad.
Study USA Platinum can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.
Please review Study USA Platinum policy documents for complete coverage and exclusions.
Study USA Platinum
Comprehensive Coverage,
Lloyd's of London
No additional coverage options on this plan.
How Study USA Platinum Works
In Network
85% of first $10000, 100% thereafter
Out of Network
100% of URC
Key Travel Medical Insurance Benefits
How COVID-19 is Covered Under Study USA Platinum
COVID-19 Medical Expenses
Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.
COVID-19 Testing
Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.
COVID-19 Vaccination/Booster
COVID-19 vaccination/booster is not covered under the policy.
Quarantine Benefit
No Coverage
Emergency Medical Evacuation
Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.
Eligibility
- For U.S. and Non-U.S. Citizens
- Full-time students at secondary schools, colleges or universities (excluding those online), those who will be full-time students at a college or university within 31 days
- Full-time scholars affiliated with an educational institution and performing work or research for at least 30 hours per week
- For ages 14 days to 64 years
- Meets J-Visa requirements
- Students residing outside their home country for the purpose of pursuing international educational activities
- Those who have not obtained residency status in the host country
- The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 or J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas
- Extendable for up to 364 days
- No Additional Coverage Options
- Extend Online
- Cancellation & Refund Info
- Claim Information
- PPO Network
- What is Not Covered (Exclusions)
- Plan Brochure
- Sample Description of Coverage
Similar Plans
Comprehensive Coverage
Underwriter: 4Ever Life Insurance Co.
In Network:80% of coinsurance maximum, then 100%.
Out of Network:60% of coinsurance maximum, then 100%.
- COVID-19 Coverage
- In Network - Plan pays 80% till co-insurance maximum then 100% (Out of network: Plan pays 60% till co-insurance maximum then 100%)
- Unlimited Policy Maximum
- Coverage includes preventive care
- U.S. licensed and admitted coverage
- Cashless direct billing with participating providers
- Optional Dental/Vision Rider
- No Additional Coverage Opts Available
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:90% of first $1000, 100% thereafter.
Out of Network:80% up to policy maximum.
- COVID-19 Coverage
- After the deductible, plan pays 90% of eligible medical expenses up to $1,000, then 100% thereafter within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to the policy maximum
- Long-term medical coverage up to 5 years
- Coverage for $500,000 per incident for individuals and groups, $100,000 for their dependents
- Repatriation for Medical Treatment
- Maternity coverage
- Pre-existing Conditions
- $25 Deductible per Injury or Illness (Outside U.S. and in U.S. PPO Network)
- Optional Adventure Sports Rider
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:100% up to policy maximum.
Out of Network:100% of URC.
- COVID-19 Coverage
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Pre-Existing Condition: 6-month waiting period
- Outpatient Treatments
- Maternity Care for Covered Pregnancies
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- Optional Accidental Death & Dismemberment Rider
- Optional Crisis Response Rider
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.