VisitorsCoverage logo

Diplomat America : Reviews, Ratings, and Feedback

Diplomat America

Comprehensive Coverage, A.M. Best Rating: A
C&F Cayman SPC for and on behalf of ITI SP

Diplomat America is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration is available from 15 days to 365 days. While in the U.S, after the deductible is satisfied, the plan will pay 80% of the first $5,000 of eligible medical expenses then 100% thereafter. Learn more about how Diplomat America works.

Diplomat America can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Diplomat America does not cover Pre-Existing medical conditions. Please review Diplomat America policy documents for complete coverage and exclusions.

Plan Highlights

  • COVID-19 Coverage: Included
  • After the deductible, plan pays 80% of first $5,000, then 100% up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation and Repatriation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Lost Checked Luggage
  • Optional Athletic Sports & Hazardous Activity Benefit Rider
  • Pre-Existing Conditions: No Coverage
Key Metrics

Key Metrics

  • Administrator: Global Underwriters
  • Underwriter: C&F Cayman SPC for and on behalf of ITI SP
  • Best Suitable for: International visitors to the USA, looking for extensive travel insurance
  • Eligibility (Who can buy this travel insurance?): Visitors to the USA
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • COVID-19 Included
  • After the deductible plan pays: 80% for the first $5000, 100% after that up to the policy maximum
  • Acute onset of Pre-Existing Conditions
  • Emergency Medical Evacuation: Up to $500,000
  • Optional Athletic Sports & Hazardous Activity Benefit
  • Optional Enhanced AD&D Benefit
What's Not So Good

What's Not So Good

  • No Acute Onset Coverage for those above the age of 70
  • No PPO Network
  • No coverage outside of the U.S.
  • Not Extendable/Renewable
  • Not Cancellable (After effective date premium is considered fully earned)

Similar Plans

Atlas America

Comprehensive Coverage Plan, Comprehensive Coverage Plan, A.M. Rating: A
Underwriter: Lloyd's of London

Travel Medical Insurance policy for non US-Citizens, traveling internationally including USA.

CoverAmerica - Gold®
Best Seller

Comprehensive Coverage Plan, Comprehensive Coverage Plan, A.M. Rating: A
Underwriter: Sirius Specialty Insurance Corporation

Best for:
COVID-19 CoverageVisitors to the USA


Coverage for non-U.S. residents and non-U.S. citizens, while traveling to the United States and incidental trips to Canada, Mexico, Latin America, Bahamas and South America.
Preferred rate available.Learn moreWhy CoverAmerica-Gold?Learn more
Patriot America Plus

Comprehensive Coverage Plan, Comprehensive Coverage Plan, A.M. Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
U.S citizens visiting the USAGreencard holders visiting the USA

Travel Medical Insurance Plan for non US Residents and US citizens who permanently live outside the USA, for traveling to the USA, and anywhere outside their country of Residence.

0/3 selected


Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.