Diplomat America is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration is available from 15 days to 365 days. While in the U.S, after the deductible is satisfied, the plan will pay 80% of the first $5,000 of eligible medical expenses then 100% thereafter. Learn more about how Diplomat America works.
Diplomat America can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.
Diplomat America does not cover Pre-Existing medical conditions. Please review Diplomat America policy documents for complete coverage and exclusions.
Comprehensive Coverage,
C&F Cayman SPC for and on behalf of ITI SP
Plan Highlights
- COVID-19 Coverage: Included
- After the deductible, plan pays 80% of first $5,000, then 100% up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation and Repatriation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Lost Checked Luggage
- Optional Athletic Sports & Hazardous Activity Benefit Rider
- Pre-Existing Conditions: No Coverage
Key Metrics
- Administrator: Global Underwriters
- Underwriter: C&F Cayman SPC for and on behalf of ITI SP
- Best Suitable for: International visitors to the USA, looking for extensive travel insurance
- Eligibility (Who can buy this travel insurance?): Visitors to the USA
- Type of coverage: Comprehensive Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- COVID-19 Included
- After the deductible plan pays: 80% for the first $5000, 100% after that up to the policy maximum
- Acute onset of Pre-Existing Conditions
- Emergency Medical Evacuation: Up to $500,000
- Optional Athletic Sports & Hazardous Activity Benefit
- Optional Enhanced AD&D Benefit
What's Not So Good
- No Acute Onset Coverage for those above the age of 70
- No PPO Network
- No coverage outside of the U.S.
- Not Extendable/Renewable
- Not Cancellable (After effective date premium is considered fully earned)
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
