Visitors to the USA
Diplomat America
Comprehensive Coverage,
Underwriter: Crum & Forster, SPC
Best for:
Diplomat America Insurance is a comprehensive travel medical insurance plan designed primarily for non-U.S. residents visiting the United States. It provides coverage for eligible sickness and injury expenses during a U.S. trip, along with benefits such as emergency medical evacuation, repatriation, emergency dental treatment, travel assistance, and accidental death and dismemberment, subject to the policy’s limits, exclusions, and eligibility requirements. The plan is available for coverage periods of 15 to 365 days and is not renewable.
For travelers comparing Diplomat America travel insurance or visitor insurance for the USA, the plan may be relevant for tourists, business travelers, and relatives visiting the U.S. from abroad. Diplomat America is underwritten by Crum & Forster SPC and administered by Global Underwriters. Coverage details, including medical maximums, deductibles, acute-onset pre-existing-condition provisions, and optional sports benefits, vary by eligibility and plan selection, so travelers should review the current certificate and policy documents before purchasing.
For travelers comparing Diplomat America travel insurance or visitor insurance for the USA, the plan may be relevant for tourists, business travelers, and relatives visiting the U.S. from abroad. Diplomat America is underwritten by Crum & Forster SPC and administered by Global Underwriters. Coverage details, including medical maximums, deductibles, acute-onset pre-existing-condition provisions, and optional sports benefits, vary by eligibility and plan selection, so travelers should review the current certificate and policy documents before purchasing.
Learn more about 3 optional add-on benefits available on this plan.
Plan Highlights
- After the deductible, plan pays 80% of first $5,000, then 100% up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation and Repatriation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Lost Checked Luggage
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
- Not Renewable
Key Metrics
- Administrator: Global Underwriters
- Underwriter: Crum & Forster, SPC
- Best Suitable for: International visitors to the USA, looking for extensive travel insurance
- Eligibility (Who can buy this travel insurance?): Visitors to the USA
- Type of coverage: Comprehensive Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- After the deductible plan pays: 80% for the first $5000, 100% after that up to the policy maximum
- Acute onset of Pre-Existing Conditions
- Emergency Medical Evacuation: Up to $500,000
- Optional Athletic Sports & Hazardous Activity Benefit
- Optional Enhanced AD&D Benefit
- COVID-19 Included
What's Not So Good
- No Acute Onset Coverage for those above the age of 70
- No PPO Network
- No coverage outside of the U.S.
- Not Extendable/Renewable
- Not Cancellable (After effective date premium is considered fully earned)
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
