Visitors to the USA
Diplomat America
Comprehensive Coverage,
Underwriter: Crum & Forster, SPC
Best for:
Diplomat America (A.M. Best Rating: A) is a comprehensive travel medical insurance plan for international visitors traveling to the United States. It offers flexible medical coverage, emergency travel assistance, and comprehensive protection for eligible new illnesses and injuries, making it an excellent choice for family visits, vacations, and business travel. Coverage is available from 15 days to 365 days.
Diplomat America does not participate in any PPO network. You can visit any doctor or hospital of your choice.
Diplomat America does not cover pre-existing conditions. Diplomat America includes acute onset coverage of pre-existing conditions up to the policy maximum for eligible non-U.S. citizens under age 70.
Review the Diplomat America policy documents for complete coverage details, exclusions, and limitations.
Diplomat America does not participate in any PPO network. You can visit any doctor or hospital of your choice.
Diplomat America does not cover pre-existing conditions. Diplomat America includes acute onset coverage of pre-existing conditions up to the policy maximum for eligible non-U.S. citizens under age 70.
Review the Diplomat America policy documents for complete coverage details, exclusions, and limitations.
Learn more about 3 optional add-on benefits available on this plan.
Plan Highlights
- After the deductible, plan pays 80% of first $5,000, then 100% up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation and Repatriation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Lost Checked Luggage
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
- Not Renewable
Key Metrics
- Administrator: Global Underwriters
- Underwriter: Crum & Forster, SPC
- Best Suitable for: International visitors to the USA, looking for extensive travel insurance
- Eligibility (Who can buy this travel insurance?): Visitors to the USA
- Type of coverage: Comprehensive Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- After the deductible plan pays: 80% for the first $5000, 100% after that up to the policy maximum
- Acute onset of Pre-Existing Conditions
- Emergency Medical Evacuation: Up to $500,000
- Optional Athletic Sports & Hazardous Activity Benefit
- Optional Enhanced AD&D Benefit
- COVID-19 Included
What's Not So Good
- No Acute Onset Coverage for those above the age of 70
- No PPO Network
- No coverage outside of the U.S.
- Not Extendable/Renewable
- Not Cancellable (After effective date premium is considered fully earned)
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
