International Major Medical PIU : Reviews, Ratings, and Feedback

International Major Medical Insurance is a temporary major medical plan designed primarily for foreign nationals and resident aliens who are visiting, living, or working in the United States. Underwritten by Lloyd’s of London, the plan is intended to help protect travelers from the high cost of eligible medical care resulting from covered illnesses or injuries. Depending on eligibility and the policy selected, coverage can include inpatient and outpatient medical treatment, physician services, prescription drugs, ambulance services, medical evacuation, and repatriation of remains, with maximum benefits available up to $1 million for certain ages and options.

For travelers comparing International Major Medical travel insurance or International Major Medical visitor insurance, the plan may be relevant when looking for temporary medical protection while in the USA. Coverage is subject to deductibles, benefit limits, exclusions, eligibility requirements, and state availability. Importantly, PIU states that the plan does not cover pre-existing conditions or preventive care and is not ACA-compliant, so travelers should review the policy terms carefully before purchasing.