International Major Medical Insurance:
Reviews, Ratings, Feedback

International Major Medical Insurance is a visitor insurance plan which offers travel insurance coverage and emergency services to individuals and families traveling inside and outside their Home Country. After the deductible, program pays 100% up to the selected policy maximum.


International Major Medical Insurance

Underwriters: Lloyd's
Reviews and Ratings
  • International Major Medical Insurance has an AM Best rating of A and is underwritten by Lloyd's of London.
  • International Major Medical Insurance is administrated by US based insurance provider Petersen International Underwriters, a US based reputed insurance administrator.
  • Licensed and regulated by Dept. of insurance in United States.
  • All claims are handled in USA
  •  COVID-19 Excluded
  • AM Best Rating: A (Excellent)
  • Standard & Poor's Rating: A+ (Strong)
  • Underwriter: Lloyd's
  • Administrator: Petersen International Underwriters
  • Best Suitable for: International tourists visiting USA and Green Card Holders.
  • International Major Medical Insurance Reviews and Ratings: Rated A (Excellent) by AM Best and A+ by Standard & Poor's.
  • Eligibility (Who can buy this plan?): A non US citizen or non US resident alien seeking coverage in USA .Coverage is also available for foreign nationals employed by a US company who reside in their home country as well as foreign nationals employed by a US company working outside their home country.
What's Good
  • Comprehensive Medical Coverage Plan at very affordable price.
  • Provides$100,000 policy maximum for 70+.
  • A Foreign National working for a USA company in their home country or outside their home country can also avail the coverage.
  • Optional War & Terrorism Coverage and Kidnap and Ransom Coverage.
  • Deductible is once in a policy period
What's Not So Good
  • High Deductible options.
  • Maximum 11 month policy period.
  • International Major Medical Insurance coverage is subject to approval.
  • No PPO Network. Reimbursement based plan
  • Coverage is reimbursement based.
How It Works

Information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.