Patriot America Insurance: Reviews, Ratings, Experince and Feedback

Patriot America insurance is a visitor insurance plan which offers travel insurance coverage and emergency services to individuals and families traveling outside their home country. After the deductible, in the USA, within the PPO Network,program pays 100% up to the policy maximum. Outside the PPO Network, the plan pays 80% for the first $5,000 and then 100% up to the policy maximum.

Plan Highlights

AM Best Rating: A (Excellent)
Standard & Poor's Rating: A-
Underwriter: Sirius International
Administrator: IMG (A US based reputed insurance administrator).
Best Suitable for: International travelers visiting USA or outside their home country. This policy also meets the requirements for Schengen Visa Travel Insurance and Europe Travel insurance . A Visa letter for visa purpose can be provided.
Patriot America Insurance Reviews and Ratings: Rated A by AM Best and A- by Standard & Poor's.
Eligibility (Who can buy this plan?): US & Non-US Citizens traveling outside their home country.

PA Patriot America insurance

Underwriters: Sirius

What's Good About Patriot America

  • Comprehensive travel medical insurance at a very affordable price.
  • PPO network, i.e. greater number of doctors, medical facilities, and hospitals covered across the USA.
  • Deductible is once in a policy period.
  • Online Renewable. (If initially purchase for minimum 1 month)
  • Cancellable and refundable. (Full refund before coverage start date, Monthly refund if there is no claim. A $50 cancellation fee applies)

What's Not Good About Patriot America

  • No coverage for Acute Onset of Pre-Existing Conditions
  • Only $10,000 coverage limit for travelers over 80 years of age.
  • Precertification required for certain medical treatments to avoid 50% reduction in benefits.

Patriot America Insurance Feedback, Reviews, and Ratings

  • Patriot America has good feedback and Reviews from customers.
  • Licensed and regulated by the Department of Insurance in the United States.
  • All claims are handled in USA.
  • Patriot America insurance participates in PPO network (First Health PPO Network) providing you thousands of reputed doctors, medical experts and hospitals throughout the USA. Provider can directly bill the insurance company and the transaction can be cashless.

How It Works

After the deductible plan pays:
100% up to the policy maximum.
See complete Details -
How Patriot America insurance plan works?

Patriot America Insurance Experiences

Patriot America insurance offer excellent benefits at a very affordable price, and is among one the popular choice of visitors. You can read and post your customers experiences about Patriot America visitor insurance.

Manage Your Patriot Insurance Policy Online: Renewal, Extension, Visa Letter and more

Patriot Insurance policy can be managed online. If you are a policy holder, you can log on to Patriot insurance online myIMG to renew, extend, download ID card, making any correction, visa letter, find providers, etc. You will need the Policy ID and Date of birth of the insured person to access Patriot America insurance client Zone.

Patriot America Insurance Claim Information

You can download the claimant form here: Patriot America insurance claim form
It is recommended that after you take any medical service or have any claims, please download this claimant form, complete it and send it to IMG . Make sure to provide complete information and supporting documents for faster processing. Read more information about visitor insurance claims process.

Where and How to Buy Patriot America Insurance?

You can purchase the travel insurance online at Patriot America Insurance. You will need the Passport Number and Date of Birth of the Insured and valid credit card information to purchase the plan online.

Have additional questions about Patriot America travel Insurance? Send an email with your specific questions to

Information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
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