Patriot America Insurance:
Reviews, Ratings, Experience and Feedback

Patriot America insurance is a visitor insurance plan which offers travel insurance coverage and emergency services to individuals and families traveling outside their home country. After the deductible, in the USA, within the PPO Network,program pays 100% up to the policy maximum. Outside the PPO Network, the plan pays 80% for the first $5,000 and then 100% up to the policy maximum.


Patriot America insurance

Underwriters: Sirius Specialty Insurance Corporation
Reviews and Ratings
  • Patriot America has good feedback and Reviews from customers.
  • Licensed and regulated by the Department of Insurance in the United States.
  • All claims are handled in USA.
  • Patriot America insurance participates in the United Healthcare PPO network providing you thousands of reputed doctors, medical experts and hospitals throughout the USA. Provider can directly bill the insurance company and the transaction can be cashless
  •  COVID-19 Excluded
  • AM Best Rating: A- (Excellent)
  • Standard & Poor's Rating: A-
  • Underwriter: Sirius Specialty Insurance Corporation
  • Administrator: IMG (A US based reputed insurance administrator)
  • Best Suitable for: For non-US residents traveling internationally, including the USA
  • Eligibility (Who can buy this plan?): For non-US residents traveling internationally, including the USA
What's Good
  • Comprehensive travel medical insurance at a very affordable price.
  • PPO network, i.e. greater number of doctors, medical facilities, and hospitals covered across the USA.
  • Deductible is once in a policy period.
  • Extendable online, cancellable, and refundable
  • Cancellable and refundable. (Full refund before coverage start date, Pro-rated refund if there is no claim after start date. A $50 cancellation fee applies)
What's Not So Good
  • No coverage for Acute Onset of Pre-Existing Conditions
  • Only $10,000 coverage limit for travelers over 80 years of age.
  • Precertification required for certain medical treatments to avoid 50% reduction in benefits.
How It Works

Patriot America Insurance Experiences

Patriot America insurance offer excellent benefits at a very affordable price, and is among one the popular choices for non-US residents traveling internationally, including the USA.

Manage Your Patriot Insurance Policy Online: Renewal, Extension, Visa Letter and more

Easily manage your Patriot America insurance policy online by logging on My Policy to renew your plan, download your policy ID card, make changes to your policy, cancel your policy, and find helpful information about your plan.

Patriot America Insurance Claim Information

It is recommended to download this claim form, complete it and send it to IMG after you have received medical treatment and services. Make sure to complete the claim form and provide the supporting documents for faster processing. To learn more, read the information about the visitor insurance claims process.