STVUSA

Safe Travels for Visitors to the USA

Limited Coverage,  Rated A (Excellent) By: Trawick,  UW: C&FC&F Crum & Forster
AM Best Rating
A (Excellent)
Carrier/Underwriter
C&F Crum & Forster
Administrator
Trawick International
COVID-19 Included
acute-onset-pre-existing-condition
Acute onset of Pre-Existing Conditions
extendable-cancelable
Extendable & Cancelable
urgent-care
Urgent Care
medical-coverage-during-travel
Medical Coverage During Travel
extendable-cancelable
Basic Coverage Plan
Coverage from 5 days to 365 days
  • Not available if home country is: Antartica or Nigeria
BUY
Safe Travels for Visitors to the USA insurance Plan covers the visitors who are traveling to USA and provide coverage while in the USA.
Safe Travels for Visitors to the USA insurance is a basic travel medical insurance plan that has fixed pre defined limit for each medical service.
You visit any doctor or hospital of your choice.
The following benefit table shows how much insurance pays for the given covered medical service. If the actual bill is more, the difference will be your responsibility. Please review Safe Travels for Visitors to the USA Insurance Brochure brochure and Description of Coverage brochure (policy document) for complete and accurate coverage and exclusions.

Applicant's Age 14 days - 69 years

STVUSA

$50,000

Policy Maximum
STVUSA

$25,000

Policy Maximum
STVUSA

$100,000

Policy Maximum
STVUSA

$175,000

Policy Maximum
STVUSA

$75,000

Policy Maximum
Out-Patient    
Dr. / Physician Visit    
Up to $55/visit, 1/day, 30 visits MaxUp to $55/visit, 1/day, 30 visits MaxUp to $85/visit, 1/day, 30 visits MaxUp to $115/visit, 1/day, 30 visits MaxUp to $70/visit, 1/day, 30 visits Max
Urgent Care    
Up to $55/visit, 1/day, 30 visits MaxUp to $55/visit, 1/day, 30 visits MaxUp to $85/visit, 1/day, 30 visits MaxUp to $115/visit, 1/day, 30 visits MaxUp to $70/visit, 1/day, 30 visits Max
Surgical Treatment    
Up to $3500Up to $3500Up to $6000Up to $7500Up to $4750
Prescription Drugs / Medicines    
Up to $100Up to $100Up to $150Up to $200Up to $125
Lab & X-rays    
$450 Up to $650 Scan PET scan or MRI$450 Up to $650 Scan PET scan or MRI$500 Up to $1050 scan, PET scan or MRI$675 Up to $1300 Scan, PET scan or MRI$475 $875 scan, PET scan or MRI
Physical Therapy    
Up to $40/visit, 1/day, 12 visits MaxUp to $40/visit, 1/day, 12 visits MaxUp to $40/visit, 1/day, 12 visits MaxUp to $60/visit, 1/day, 12 visits MaxUp to $40/visit, 1/day, 12 visits Max
 
In-Patient    
Hospital Room    
Up to $1400/day, 30 day maxUp to $1400/day, 30 day maxUp to $2000/day, 30 day maxUp to $2700/day, 30 day maxUp to $1750/day, 30 day max
Surgical Treatment    
Up to $3500Up to $3500Up to $6000Up to $7500Up to $4750
Hospital Intensive Care Unit    
Additional $700/day, 8 day MaxAdditional $700/ day, 8 day MaxAdditional $900/day, 8 day MaxAdditional $1150/day, 10 day MaxAdditional $800/day, 8 day Max
 
Emergency Services    
Ambulance Expenses    
Up to $500Up to $500Up to $500Up to $750Up to $500
Emergency Room(ER)    
Up to $350
$200 extra ER deductible for sickness not leading to hospitalization.
Up to $350
$200 extra ER deductible for sickness not leading to hospitalization.
Up to $550
$200 extra ER deductible for sickness not leading to hospitalization.
Up to $800
$200 extra ER deductible for sickness not leading to hospitalization.
Up to $450
$200 extra ER deductible for sickness not leading to hospitalization.
 
Dental    
Accidental emergency    
Up to $600Up to $600Up to $600Up to $600Up to $600
 
Travel    
Emergency Medical Evacuation / Repatriation    
$100,000$100,000UnlimitedUnlimited$100,000
Return of Remains    
$7,500$7,500$20,000$25,000$10,000
Return of minor Child(ren)    
Up to $5,000Up to $7,500Up to $10,000Up to $7,500
 
Life    
AD&D    
$25,000 Common Carrier$25,000$35,000 Common Carrier$35,000 Common Carrier$35,000 Common Carrier
 
Other    
Pre-Existing Conditions    
For acute onset of a pre-existing condition, plan pays up to the policy maximum. For cardiac events, plan pays up to $25,000.Up to the Maximum policy limit per Period of Coverage; Maximum Lifetime Limit for Emergency Medical Evacuation of $25,000Up to the Maximum policy limit per Period of Coverage Maximum Lifetime Limit for Emergency Medical Evacuation of $25,000.Up to the Maximum policy limit per Period of Coverage; Maximum Lifetime Limit for Emergency Medical Evacuation of $25,000.Up to the Maximum policy limit per Period of Coverage; Maximum Lifetime Limit for Emergency Medical Evacuation of $25,000.
Local Burial or Cremation    
Up to $5,000Up to $5,000Up to $5,000Up to $5,000Up to $5,000
General Physical full Checkup    
Up to $75 (must be used within 21 days of plan effective date)Up to $75 (must be used within 21 days of plan effective date)Up to $75 (must be used within 21 days of plan effective date)Up to $75 (must be used within 21 days of plan effective date)Up to $75 (must be used within 21 days of plan effective date)
Brochure    
Safe Travels for Visitors to the USA Insurance Brochure brochureSafe Travels for Visitors to the USA Insurance Brochure brochureSafe Travels for Visitors to the USA Insurance Brochure brochureSafe Travels for Visitors to the USA Insurance Brochure brochureSafe Travels for Visitors to the USA Insurance Brochure brochure
 
Support    
24-Hrs Emergency Assistance    
Yes. Contact Number and details can be found on the ID card.Yes. Contact Number and details can be found on the ID card.Yes. Contact Number and details can be found on the ID card.Yes. Contact Number and details can be found on the ID card.Yes. Contact Number and details can be found on the ID card.
 

Applicant's Age 70 - 89

STVUSA

$100,000

Policy Maximum
STVUSA

$50,000

Policy Maximum
Out-Patient 
Dr. / Physician Visit 
Up to $55/visit, 1/day, 30 visits Max$55 per visit, 1/day 30 visits max.
Urgent Care 
Up to $55/visit, 1/day, 30 visits MaxUp to $55/visit, 1/day, 30 visits Max
Surgical Treatment 
Up to $3,000Up to $3,000
Prescription Drugs / Medicines 
$90$90
Lab & X-rays 
$450$450
Physical Therapy 
$40 per visit, 1/day, 12 visits max.$40 per visit, 1/day, 12 visits max.
 
In-Patient 
Hospital Room 
Up to $1,500 per day, 15 day maxUp to $1,500 per day, 15 day max
Surgical Treatment 
$3,500$3,500
Hospital Intensive Care Unit 
Additional $800 per day, 8 day maxAdditional $800 per day, 8 day max
Drug/Alcohol Abuse 
Up to $5,000Up to $5,000
 
Emergency Services 
Ambulance Expenses 
$500$500
Emergency Room(ER) 
Up to $350
$200 extra ER deductible for sickness not leading to hospitalization.
Up to $350
$200 extra ER deductible for sickness not leading to hospitalization.
 
Dental 
Accidental emergency 
Up to $600Up to $600
 
Travel 
Emergency Medical Evacuation / Repatriation 
$50,000$50,000
Return of Remains 
$7,500$7,500
 
Life 
AD&D 
Not coveredNot covered
Common Carrier Accidental Death 
Not coveredNot covered
 
Other 
Mental Illness 
Up to $5,000Up to $5,000
Pre-Existing Conditions 
For acute onset of a pre-existing condition, plays pays $35,000. For cardiac events, plan pays $15,000.For acute onset of a pre-existing condition, plays pays $35,000. For cardiac events, plan pays $15,000.
Local Burial or Cremation 
Up to $5,000Up to $5,000
General Physical full Checkup 
Up to $75 (must be used within 21 days of plan effective date)Up to $75 (must be used within 21 days of plan effective date)
Brochure 
Safe Travels for Visitors to the USA Insurance Brochure brochureSafe Travels for Visitors to the USA Insurance Brochure brochure
 
Support 
24-Hrs Emergency Assistance 
Yes. Contact Number and details can be found on the ID card.Yes. Contact Number and details can be found on the ID card.
 

Plan Administrator Company

Trawick International

Carrier / Underwriter

C&F Crum & Forster

AM Best Rating

A (Excellent)

Eligibility

Can be purchased by non-United States or any visa holders (e.g. L/H/B1,B2) traveling to the U.S.

Plan Type

Limited Coverage Plan. Plan pays by a pre-defined fixed benefit table.

Coverage in U.S.A.

Covered

Coverage outside U.S.A.

Not Covered

Co-Pay

No Co-pay. (You pay the difference of the fixed benefits defined by the benefit table)

Co-Insurance

No Co-Insurance. (You pay the difference of the fixed benefits defined by the benefit table)

How the Benefits are Paid

After the deductible, plan pays fixed amount based on a pre-defined benefit table for each type of service or treatment.

Coverage Type

Per Incident, Per Injury, or Sickness

Deductible Type

Per Incident, Per Injury, or Sickness

Renewability

Extendable once with a $5 extension fee, up to a maximum of 364 days.

Cancellation

Full refund available if canceled before start date. Monthly pro-rated refund if canceled after start date and no claims have been filed ($25 cancellation fee applies).

Coverage Length

Min 5 days to Max 364 days

Available Deductibles

Choose From: $0 Ages 70-89: $100 or $200

Available Coverage

Visitors Economy: $25,000 per incident
Visitors Basic: $50,000 per incident
Visitors Silver: $75,000 per incident
Visitors Gold: $100,000 Visitors Platinum: $175,000
Ages 70 - 89: Visitors Diamond: $50,000

Provider Directory

By Provider, Phone Nos.: 888-301-9289 or 251-661-0924

Home Country Definition

Home Country means a country from which the Covered Person holds a passport. If the Covered Person holds passports from more than one country, his or her Home Country will be that country which the Covered Person has declared to us in writing as his or her Home Country.

US States Restrictions

No state restrictions

Country Restrictions

No country restrictions

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.