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Travel Medical USA Visitor Choice : Reviews, Ratings, and Feedback

Travel Medical USA Visitor Choice

Limited Coverage, A.M. Best Rating: A+ (Superior)
Underwriter: Crum & Forster, SPC

Best for:
Visitors to the USABudget plan
Seven Corners Travel Medical USA Visitor Choice Insurance is a limited-benefit travel medical insurance plan designed for non-U.S. residents visiting the United States. It can help cover eligible medical expenses if you become sick or injured during your trip, with coverage options that include hospital and physician care, emergency services, emergency medical evacuation and repatriation, and dental treatment for accidental injuries. The plan also includes 24/7 multilingual travel assistance through Seven Corners Assist.

For international travelers looking for visitor insurance for the USA, Seven Corners Travel Medical USA Visitor Choice may be worth considering, particularly for longer visits, since coverage can be extended for up to three years. The plan is administered by Seven Corners and its insurance benefits are underwritten by Crum & Forster SPC. Keep in mind that this is a limited-benefit travel medical insurance plan rather than comprehensive health insurance, and benefits are subject to deductibles, limits, exclusions, eligibility requirements, and the terms of the policy.

No optional add-on benefits on this plan.

Plan Highlights

  • After the deductible, plan pays Pre-Fixed Limited Coverage
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Key Metrics

Key Metrics

  • Administrator: Seven Corners
  • Underwriter: Crum & Forster, SPC
  • Best Suitable for: International visitors to the USA, looking for a low-cost travel insurance plan.
  • Eligibility (Who can buy this travel insurance?): Visitors to the USA
  • Type of coverage: Limited Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A+ (Superior)
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • No PPO Network: Visit Any Doctor/Hospital
  • International Coverage During Travel
  • Acute Onset of a Pre-Existing Condition
  • Extendable/Renewable
  • Cancellable
  • Emergency Medical Evacuation: Up to $100,000
  • COVID-19: Included
What's Not So Good

What's Not So Good

  • Coverage and benefits may not be adequate. Plan pays fixed pre defined rate for each service.
  • No acute onset coverage for those above the age of 79
  • Not a comprehensive plan

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support