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Travel Medical USA Visitor Basic : Reviews, Ratings, and Feedback

Travel Medical USA Visitor Basic

Limited Coverage, A.M. Best Rating: A
Underwriter: Crum & Forster, SPC

Best for:
Budget planVisitors to the USA
Seven Corners Travel Medical USA Visitor Basic Insurance is a limited-benefit travel medical insurance plan designed for non-U.S. residents visiting the United States. It can help international travelers manage eligible medical expenses if they become sick or injured during their trip, with coverage options that include hospital care, physician visits, emergency room services, diagnostic services, prescription drugs, dental accidents, and emergency medical evacuation. The plan offers medical maximums of up to $150,000, depending on the traveler’s age and selected coverage, with deductible options available.

For visitors looking for straightforward visitor insurance for the USA, Seven Corners Travel Medical USA Visitor Basic may be worth considering when comparing travel medical insurance options. The plan is administered by Seven Corners, while insurance benefits are underwritten by Crum & Forster SPC. It also includes an Acute Onset of Pre-Existing Conditions benefit for eligible travelers, subject to specific requirements, limits, and exclusions. As with any travel medical policy, coverage is subject to the plan document, eligibility rules, deductibles, exclusions, and applicable limitations, so travelers should review those details before purchasing.

No optional add-on benefits on this plan.

Plan Highlights

  • After the deductible, plan pays Pre-Fixed Limited Coverage
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Key Metrics

Key Metrics

  • Administrator: Seven Corners
  • Underwriter: Crum & Forster, SPC
  • Best Suitable for: International visitors to the USA, looking for a low-cost travel insurance plan.
  • Eligibility (Who can buy this travel insurance?): Visitors to the USA
  • Type of coverage: Limited Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • No PPO Network: Visit Any Doctor/Hospital
  • International Coverage During Travel
  • Acute Onset of a Pre-Existing Condition
  • Extendable/Renewable
  • Cancellable
  • Emergency Medical Evacuation: Up to $100,000
  • COVID-19: Included
What's Not So Good

What's Not So Good

  • Coverage and benefits may not be adequate. Plan pays fixed pre defined rate for each service.
  • No acute onset coverage for those above the age of 79
  • Not a comprehensive plan

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support