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WorldMed Inbound : Reviews, Ratings, and Feedback

WorldMed Inbound

Comprehensive Coverage, A.M. Best Rating: A
Underwriter: TMHCC Insurance SPC Ltd

Best for:
Visitors to the USA
WorldMed Inbound Insurance is travel medical insurance designed for non-U.S. citizens traveling outside their home country, including visitors coming to the United States. Coverage is available for trips of 5 to 364 days and is built around protection for covered accidents and illnesses, with options for medical expense limits up to $1 million. The plan also includes benefits such as emergency medical evacuation, repatriation of remains, emergency reunion, trip interruption, and 24/7 assistance, subject to the policy’s terms, limits, exclusions, and eligibility requirements.

For travelers comparing WorldMed Inbound travel insurance or WorldMed Inbound visitor insurance for a U.S. trip, the plan also provides access to the UnitedHealthcare PPO network in the United States. Current plan information identifies USI Affinity Travel Insurance Services as the plan administrator and Lloyd’s as the underwriter. Acute onset of a pre-existing condition may be covered subject to specific age-based limits and policy conditions. As with any visitor insurance for the USA, travelers should review the certificate and Description of Coverage carefully because benefits, exclusions, deductibles, coinsurance, and availability can vary.

No optional add-on benefits on this plan.

Plan Highlights

  • After the deductible, the plan pays 100% of eligible medical expenses in or out of the United Healthcare PPO network
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Key Metrics

Key Metrics

  • Administrator: Travel Insurance Services
  • Underwriter: TMHCC Insurance SPC Ltd
  • Best Suitable for: International travelers needing coverage outside home country
  • Eligibility (Who can buy this travel insurance?): International including USA
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • PPO Network
  • After the deductible plan pays: 100% up to the policy maximum within the PPO Network
  • International Coverage During Travel
  • Acute Onset of a Pre-Existing Condition
  • Emergency Medical Evacuation: Up to $1,000,000
  • Optional Rider: AD&D
  • Optional Rider: Hazardous Activities
  • Optional Rider: Crisis Response
  • Optional Rider: Intercollegiate/Interscholastic/ Sports Coverage
  • COVID-19: Included
What's Not So Good

What's Not So Good

  • Not extendable
  • Cancellation fee applied if requested before and after effective date

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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VisitorsCoverage Support