Millions of people make worldwide travel trips for vacations, business trips, study tours, or missionary travel. However, it is often found that many international travelers harbor a wrong belief that their home country health insurance policies would offer coverage for any losses incurred during their foreign trip or they would be entitled to all healthcare benefits and be eligible for socialized medicine as citizens of their host country. While your home health insurance policy might cover you against some risks, it may not reimburse when you or a close relative gets ill or you urgently need to interrupt or cancel your trip.
In case of emergency during a foreign trip, such as accident, loss of wallet or passport, illness, trip interruption, death, you might find yourself in a precarious situation and financial crisis without a comprehensive international health insurance policy. Having a travel insurance policy handy would offer you coverage for all health and travel expenses incurred during your overseas trip, including emergency evacuation, hospital bills, medical assistance, flight accident, brief return to motherland, among others.
Benefits of International Health Insurance Policy
Lack of adequate travel insurance coverage can expose you to financial crisis, amounting to hundreds of thousands of dollars much more than the cost of the trip abroad. International health insurance policy also offers coverage for health expenses incurred away from home.
- Without a proper medical insurance, hospitals may not treat you or discharge you for lack of guarantee that they would be paid. For example, many doctors and hospitals may require upfront payment. In that case if you do not have insurance coverage, you would be required to pay in advance using your credit card, travelers checks, or in cash.
- With an international medical insurance policy, you would be eligible to receive hospital care and medication in case of a medical emergency, irrespective of the fact whether you have money in your pocket or not.
- International health insurance offers protection and financial security against health care losses while you are on a foreign land, bringing you peace of mind that you would not have to incur expenses from your pocket in case of an emergency.
- International travel insurance offers coverage against theft. Your insurance provider will take away all your stress and make the necessary arrangements for you in such a crisis to ensure you enjoy your foreign trip with complete peace of mind.
- Through international health insurance, you are sure you would receive quality healthcare when you are away from your motherland and find yourself trapped in a health crisis.
International travel always involves risk, but this should not prevent you from taking a sojourn to a foreign land. True, lack of comprehensive international health insurance coverage may expose you to emotional stress, physical injury, and financial risk and liability. So why not choose comprehensive yet an affordable travel health insurance policy from a reputable insurance company that can ensure you receive all the benefits for your intended trip?
Why Visitors Coverage for International Travel Insurance
At Visitors Coverage, we understand your international health insurance needs. We take pride in helping you find a suitable international health insurance policy that offers the much-needed assistance when the unforeseen happens. If you have any specific questions regarding international health insurance, email us at firstname.lastname@example.org.