As a professional marine crew member the unique demands of your profession often can prevent you from getting the inclusive international health care plan you need and deserve. Because of this, comprehensive and portable plans are designed that offers benefits and flexibility unique to the demands of the marine industry
Marine crew insurance coverage provides worldwide comprehensive and flexible coverage to the international professional marine crew members for all nationalities outside their home country, while on board or when signed off. Usually the long term marine insurance plans offer some home country coverage for the crew members even while they are back to the home country .
Individual as well as group coverage are offered by various carriers to individual mariners, captain of vessel, crew members working at sea.
To be eligible for the coverage the individual or group must be currently or usually an Employee aboard a sea going vessel and expect to be outside the home country for least a certain number of months per year.
Depending on the assignment of the individual crew member, marine crew insurance can be bought either for a short term or a long term period.
The duration of coverage for a short term insurance plan may range from 5 days to 2 years. The long term insurance plan can be initially bought for 12 month period and you can continue to renew it as long as you meet the eligibility criteria.
Usually, the Marine crew insurance includes the below mentioned benefits:
- Health and Medical Expenses
- Political Evacuation
- Emergency Medical Evacuation
- Repatriation Benefits
- Return of Minor Child
- Trip Interruption
- Accidental Death and Dismemberment benefit
- Remote Transportation
- Preventative Benefits
- Lost/Theft of Luggage/Personal Papers
- Lifetime transplant benefit
- Optional Coverage for pre-existing condition ; Maternity; Hazardous Sports; Terrorism and Global Daily Indemnity
- Medical Concierge Program
- Out-of-Country Legal Expense
Plans that offer Marine Crew Insurance are:
- Global Crew Medical Insurance- IMG
- International Marine Medical Insurance- IMG(group plan)
- Reside blue -Seven Corners
- Crew Select International- IMG
How to Buy? Depending on your travel need there can be several choices and product available.
If you need more information, please call us at 1-866-384-9104 or send an e-mail to support@VisitorsCoverage.com.