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CoverAmerica - Gold®

Comprehensive Coverage, Rated A- (Excellent)
By: IMG, Underwriter: Sirius Specialty Insurance Corporation

Best for:
COVID-19 CoverageVisitors to the USA
Preferred rate available.Learn moreWhy CoverAmerica-Gold?Learn more
Best Seller

CoverAmerica - Gold covers COVID-19 like any other covered medical condition. The plan is a visitor's insurance coverage that provides medical insurance coverage and emergency services for non-US citizens and non-US residents traveling to the USA. It also covers incidental trips to Canada, Mexico, Bahamas, Latin America, and South America, while visiting the USA. After the deductible is satisfied, within the PPO network, the plan will pay 100% of eligible medical expenses up to the policy maximum. Outside the PPO network, the plan will pay 80% of the first $5,000 in eligible medical expenses than 100% thereafter. Outside the USA, after the deductible is satisfied, the plan will pay 100% up to the chosen policy maximum.

Whats Covered

100%

In Network

100% up to policy maximum

80%

Out of Network

80% of first $5000, 100% thereafter

Key Benefits

COVID-19 Included
COVID-19 Included
Acute onset of Pre-Existing Conditions
Acute onset of Pre-Existing Conditions
Extendable & Cancelable
Extendable & Cancelable
PPO
PPOPPO Network
Medical Evacuation
Medical Evacuation
Urgent Care
Urgent Care
Medical Coverage During Travel
Medical Coverage During Travel
Comprehensive Coverage Plan
Comprehensive Coverage Plan
Coverage from 5 days to 365 days
Coverage from 5 days to 365 days

How COVID-19 is Covered Under CoverAmerica - Gold®

COVID-19 Medical Expenses
COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing
COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

Public Health Emergency Screening
Public Health Emergency Screening

One-time benefit to cover the cost of a COVID-19 test. The policyholder does not need to have symptoms or a physician order to utilize the benefit.

COVID-19 Vaccination
COVID-19 Vaccination

COVID-19 vaccination is not covered under the policy.

Quarantine Benefit
Quarantine Benefit

A quarantine indemnity benefit of up to $50/day for 10 days.

Emergency Medical Evacuation
Emergency Medical Evacuation

Transportation of the policyholder to seek emergency treatment and care.

Eligibility & Restrictions

  • For non-U.S. residents and non-U.S. citizens, while traveling to the United States and for incidental trips to Canada, Mexico, Latin America, Bahamas and South America
  • For Age 14 days to 79 years
  • Coverage for minimum of 5 days up to 365 days
  • Must purchase a minimum of 30 days of coverage prior to leaving the country of residence to be for the Public Health Emergency Screening benefit.
  • Not Available for Addresses from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Sierra Leone (SLE), United States (USA) & Virgin Islands (USA) (VIR)

Similar Plans

Atlas America

Comprehensive Coverage, Rated A (Excellent)
By: WorldTrips, Underwriter: Lloyd's of London

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Emergency Room Services
  • Urgent Care Visits
  • Emergency Dental Accident
  • Emergency Eye Exam
Eligibility
  • For international travelers traveling anywhere outside their home country including USA
  • Coverage for minimum 5 days to maximum up to 364 days in a policy period
Restrictions
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), North Korea (PRK), Syria (SYR), United States (USA) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Cuba (CUB), Iran (IRN), North Korea (PRK) & United States (USA)
  • Not Available for the following Destination Countries: Cuba (CUB), Iran (IRN), North Korea (PRK) & Syria (SYR)
  • Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
  • Not available to individuals who are physically located in the states of: Washington (WA), New York (NY) & Maryland (MD)
Liaison Travel Plus

Comprehensive Coverage, Rated A (Excellent)
By: Seven Corners, Underwriter: Lloyd's of London and Tramont Insurance Company

Best for:
COVID-19 CoverageWorldwide
Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 90% of the first $5,000, then 100% up to policy maximum within the PPO network; outside the PPO network, plan pays 80% of the first $5,000, then 100% up to policy maximum.
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Telehealth Services
  • Urgent Care Visits
  • Emergency Room Services
  • Incidental Trip to Home Country
Eligibility
  • For international travelers traveling outside their home country
  • Coverage for minimum 5 days to maximum up to 364 days
  • Coverage available for those ages 74 and below.
Restrictions
  • Not Available for Addresses from the Following U.S. States/Territories: Washington (WA), South Dakota (SD), New York (NY), Maryland (MD) & Colorado (CO)
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Virgin Islands (USA) (VIR)
  • Not Available for the following Destination Countries: Antarctica (ATA), Cuba (CUB), Iran (IRN), Kosovo (XKX), North Korea (PRK) & Syria (SYR)
Patriot America Plus

Comprehensive Coverage, Rated A- (Excellent)
By: IMG, Underwriter: Sirius Specialty Insurance Corporation

Best for:
Greencard holders visiting the USAU.S citizens visiting the USA
Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Examination
  • Emergency Dental Accident
Eligibility
  • For non U.S residents traveling internationally, including the USA
  • Temporary coverage for green card holders visiting the USA for a short trip
  • For U.S citizens living abroad and visiting the USA for a short trip
  • Coverage for minimum 5 days to maximum up to 365 days
  • Coverage is available for those up to the age of 99
Restrictions
  • Not Available for Addresses from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
Safe Travels USA Comprehensive

Comprehensive Coverage, Rated A (Excellent)
By: Trawick International, Underwriter: C&F Crum & Forster

Best for:
Travelers ages 80+ to the USA
Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Emergency Room Services
  • Urgent Care
  • Emergency Dental Accident
  • Emergency Medical Treatment of Pregnancy
Eligibility
  • For non-U.S residents traveling anywhere outside their home country including USA
  • Coverage for minimum 5 days to maximum up to 364 days
  • Coverage available for those under the age of 90
Restrictions
  • Not available if Home Country/Country of Residences are: Antarctica (ATA), Nigeria (NGA), United States (USA) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: United States (USA)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.