What Does Group Travel Medical Insurance Cover?
Travel medical insurance typically covers a range of medical expenses, including doctor visits, hospitalization, surgery, prescription medication, and emergency medical evacuation.
Group travel insurance plans can cover:
- Medical coverage for new incidents including accidents, illnesses, and injuries
- Emergency services including hospitalization and surgery
- Emergency medical evacuation
- COVID-19 coverage
- PPO Network
- Medical coverage during travel
In addition to providing financial protection against high medical costs , group insurance can also help you access quality medical care while traveling. Many travel medical insurance policies include 24/7 assistance services that can help you locate and access medical care in the event of an emergency.
Who Is Group Travel Insurance For?
Group travel medical insurance is meant for groups of 5 or more people who are traveling outside of their home country.
Group travel insurance can provide significant benefits for businesses and schools that frequently organize trips for their employees or students, whether for conferences, educational purposes, or leisure.
By obtaining group travel insurance, organizations can ensure that their members are protected in the event of any unforeseen circumstances that may arise during their travels.
Group Travel Insurance for Students
For high school students embarking on international senior trips or foreign exchange programs, group travel insurance can offer a discounted rate per person while providing coverage for medical emergencies that may not be covered by their domestic insurance. This can provide peace of mind for both students and their families, knowing that they are protected in case of any unexpected incidents while traveling abroad.
Group Travel Insurance for Businesses
In addition to leisure trips, group travel insurance can also be a valuable asset for businesses sending employees on business trips or attending conferences. Business travel often entails unique risks and challenges, including the potential for illness, injury, or travel disruptions that could impact a company's bottom line. With group travel insurance, businesses can protect their employees to ensure a smooth and secure trip for all involved.
There are many plans available for travelers from several providers who offer coverage for several age groups, travel requirements or restrictions, health concerns, and more. Be sure to compare to find the best policy to meet your individual needs.
Group Travel Insurance Benefits
Group travel insurance offers a range of benefits for groups, businesses, and educational institutions. From discounted premiums, anywhere from 10-15% cheaper, to flexibility in coverage, group insurance can provide peace of mind and protection for travelers in a variety of settings.
Benefits for Groups:
- Requires a minimum of five travelers, but can also cover larger groups.
- All travelers in the group must have the same coverage limits and benefits.
- Travelers can enjoy discounts on premiums compared to individual plans.
Benefits for Businesses:
- Even though travelers do not need to have the same travel dates, they do need to purchase together and know the dates for coverage, which provides flexibility for employees attending conferences or events throughout the year.
- Employees working remotely on a global scale can all be covered under the same group insurance plan.
- Group insurance can help protect a company's investment in travel by providing coverage for unexpected medical emergencies or travel disruptions.
Benefits for Educational Institutions:
- Students from different schools or universities in a district or state can be covered under the same group insurance plan, even if they have different travel schedules. This includes high school senior trips and foreign exchange programs.
- Group insurance provides peace of mind for students and their families, ensuring that all members of the group are protected in the event of any unforeseen medical emergencies or travel disruptions.
Group Travel Insurance Plans and Policy Coverage
We have compiled a list of group travel insurance plans for you to compare, making it easier to select the plan that best suits your group's needs.
Atlas Group Travel
- Atlas Group Travel is a Group Travel Medical plan.
- Must have at least 5+ people on the group policy. At the time of travel, if there are fewer than 5 people due to cancellations, each traveler can be placed into an individual plan.
- Families, business partners, tour groups, etc can be on an Atlas Group Travel policy.
- Travelers do not need to be from the same home country or have the same destination.
- Travelers do not need to have the same travel dates.
- Policyholders other than the âÃÂÃÂsponsorâÃÂàcan only obtain their ID card and visa letter. The DOC is only sent to the âÃÂÃÂsponsorâÃÂàwho enrolled in the group.
- Policyholders traveling to the U.S will be covered under the benefits of Atlas America and travelers outside of the U.S will be covered under the benefits of Atlas International.
Patriot America Plus Group
- Patriot America Plus Group is a Group Travel Medical plan for travelers to the U.S.
- Families, business partners, tour groups, etc can be on a Patriot America Plus Group travel policy.
- Travelers do not need to be from the same home country or have the same destination.
- Plan docs and IDs are only sent to the contact person on the application/plan. Once members are shared their certificate number by the contact, they can sign up for MyIMG to access their ID card and visa letter.
Patriot International Lite Group Travel
- Patriot International Lite Group Travel is a Group Travel Medical plan for U.S & non U.S residents traveling internationally, excluding the USA.
- Families, business partners, tour groups, etc can be on the Patriot International Lite Group Travel policy.
- Travelers do not need to be from the same home country or have the same destination.
- Travelers do not need to have the same travel dates.
- Plan docs and IDs are only sent to the contact person on the application/plan. Once members are shared their certificate number by the contact, they can sign up for MyIMG to access their ID card and visa letter.
Have more questions? We have answers. Don't forget you can always contact our award-winning team of licensed insurance experts for help
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At VisitorsCoverage, you can easily compare Group Travel Insurance plans and buy them online, quickly and without excessive paperwork. Group Travel Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.