Business travel insurance is designed for people who travel internationally for business purposes. Business travelers have a different set of concerns when buying travel insurance and should select a plan that fits their needs and their company's needs accordingly. People traveling abroad to attend a conference or trade show, visit customers or suppliers or discuss business relations with offices overseas won't want travel mishaps to interfere with important business engagements. If your baggage is lost and you need replacement clothing, have to end your trip early and return home due to an emergency, or you become ill and require medical attention, business trip insurance covers all of these incidents, making your trip less stressful.

Trip Cancelation Trip Cancellation Insurance Some business trip expenses may be non-refundable; trip cancellation insurance ensures that you are reimbursed for such expenses like airfare and accommodations if you have to cancel your trip last minute due to unexpected events. Business trip insurance plans include trip cancellation coverage.
Multi Trip Insurance Multi Trip Insurance Great for travelers who often take trips around the year especially that aren't planned, multi trip insurance covers multiple trips for the entire year, even if they aren't planned. Especially for business executives that travel often, multi trip insurance saves them from having to buy a new policy for each trip.
Medical Insurance Travel Medical Insurance Medical emergencies can happen on any trip, even those for business purposes. Business travel insurance includes travel medical protection such as emergency health services and emergency medical evacuation, so you don't have to worry about incurring huge medical bills while abroad.

Why Do You Need Business Travel Insurance?

  • Last Minute Cancellations
  • Kidnap & Ransom
  • Terrorism Coverage
  • Multi-Trips Annually
  • Baggage Loss or Delay
  • Medical Emergencies

Great for travelers who take multiple business trips a year, multi trip business travel insurance policies provide coverage for several trips over the course of a year, saving busy travelers from having to buy a new policy for each trip.

Business travel insurance covers expenses incurred from unexpected travel related incidents as well as emergency medical care. Travel benefits typically include baggage loss and delay, trip interruption, trip cancellation, and more. Travel medical protection usually includes emergency medical evacuation, repatriation, hospital stays, surgery, and prescription medications, among many other benefits depending on the plan.

Business travelers visiting foreign countries are highly encouraged to travel with an adequate business trip insurance policy. Your company may not be liable for certain travel-related expenses or medical bills in case you are injured while abroad, and you could be responsible for some substantial costs. Business travel insurance minimizes your liability and financial risk, allowing you to focus on whats important.

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Disclaimer

Information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.