Business travelers have a different set of concerns when buying travel insurance and must select a plan that fits their needs and their company's needs. People traveling abroad to attend conferences or trade shows, visit customers or suppliers, or to discuss business relations with offices overseas don't want travel mishaps to interfere with important business engagements. If your baggage is lost and you need replacement clothing, have to end your trip early and return home due to an emergency or you become ill and require medical attention, business trip insurance can cover you and make your trip less stressful.

Trip Cancelation Trip Cancellation Insurance Some business trip expenses may be non-refundable; trip cancellation insurance ensures that you are reimbursed for expenses like airfare and accommodations if you have to cancel your trip last minute. Business trip insurance plans include trip cancellation coverage.
Multi-Trip Insurance Multi-Trip Insurance Great for travelers who often take multiple trips a year, especially ones that aren't planned. Multi-trip insurance covers multiple trips in a year, even if they aren't planned. Especially good for business executives that travel often, multi-trip insurance saves you from having to buy a new policy for each trip.
Medical Insurance Travel Medical Insurance Medical emergencies can happen on any trip, even those for business purposes. Business travel insurance includes travel medical protection such as emergency health services and emergency medical evacuation, so you don't have to worry about incurring huge medical bills while abroad.

Why Do You Need Business Travel Insurance?

  • Last Minute Cancellations
  • Kidnap & Ransom Coverage
  • Terrorism Coverage
  • Multiple Trips Annually
  • Baggage Loss or Delay
  • Medical Emergencies

Multi-trip business travel insurance policies are great for travelers who take multiple business trips a year. They provide coverage for several trips over the course of a year, saving busy travelers time and money.

Business travel insurance covers expenses incurred from unexpected travel related incidents as well as emergency medical care. Travel benefits typically include baggage loss and delay, trip interruption, trip cancellation and more. Travel medical protection usually includes emergency medical evacuation, repatriation, hospital stays, surgery, prescription medications and many other benefits which vary, depending on the plan.

Business travelers visiting foreign countries are highly encouraged to travel with an adequate business trip insurance policy. Your company may not be liable for certain travel-related expenses or medical bills in case you are injured while abroad and you could be responsible for some substantial costs. Business travel insurance minimizes your liability and financial risk, allowing you to focus on whats important.

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Disclaimer

Information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.