Health Insurance for OPT Students
OPT Insurance is for students in the U.S. working a practical training job known as OPT (Optional Practical training).
Showing 4 of 4 plans
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:80% of first $45000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing: Through United Healthcare PPO Network
In Network:80% of first $45000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, plan pays 80% up to $45,000 and then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Pre-Existing Condition: 12-month waiting period
- Outpatient Treatments
- Maternity Care for Covered Pregnancies
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- COVID-19 Coverage
- No optional add-on benefits available
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:80% of first $100000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing: Through United Healthcare PPO Network
In Network:80% of first $100000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, plan pays 80% of the first $100,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Outpatient Treatments
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- COVID-19 Coverage
- No optional add-on benefits available
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:80% of first $10000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing: Through United Healthcare PPO Network
In Network:80% of first $10000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, plan pays 80% of the first $10,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Pre-Existing Condition: 6-month waiting period
- Outpatient Treatments
- Maternity Care for Covered Pregnancies
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- Optional Accidental Death & Dismemberment Rider
- Optional Crisis Response Rider
- COVID-19 Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
| Benefit | Amount |
| Base AD&D Coverage | $25,000 |
| Additional AD&D Coverage Available | $25,000 |
| Total AD&D Coverage Available | $50,000 |
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:80% of first $25000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing: Through United Healthcare PPO Network
In Network:80% of first $25000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, plan pays 80% of the first $25,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Pre-Existing Condition: 6-month waiting period
- Outpatient Treatments
- Maternity Care for Covered Pregnancies
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- Optional Accidental Death & Dismemberment Rider
- Optional Crisis Response Rider
- COVID-19 Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
| Base CR Coverage | Additional CR Coverage Available | Total CR Coverage Amount |
|---|---|---|
| $10,000 | $90,000 | $100,000 |
| Base AD&D Coverage | Additional AD&D Coverage Available | Total AD&D Coverage Amount |
|---|---|---|
| $25,000 | $25,000 | $50,000 |
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
