COVID-19, also known as coronavirus, is a global pandemic impacting the lives of millions of people worldwide. While many travelers have put their trips on hold or even canceled them, some people are looking to travel once more.

Visitors insurance is ideal for anyone taking a trip outside of their home country. The policies will ensure you are covered during your international trip for treatment and services related to injuries and illnesses sustained while traveling.

Make sure that you choose a plan with COVID-19 benefits. For your convenience, we have provided a quick list of the travel medical insurance plans which can cover COVID-19. Be sure to read the plan documents and terms and conditions to make sure that any plan you choose will meet your travel needs. Please note that travel medical insurance policies are not the same as major health insurance policies. There may be different limits and conditions than a traditional health insurance policy in your home country. Consider talking to our licensed travel insurance experts if you need assistance. We are here to help you.

Below is a comprehensive list of all VIsitorsCoverage travel medical plans which cover COVID-19. If you want a list of all of our plans which cover coronavirus, including trip insurance and student plans, please visit our page about the best travel insurance for COVID-19. Or check out our article on how to easily choose the best COVID-covering plan for you.

Insurance Company COVID-19 Coverage
IMG: CoverAmerica-Gold, Patiot America Plus, Patriot Platinum and Student Health Advantage - Platinum Student plans now cover COVID-19. CoverAmerica-Gold, Patriot America Plus and Patriot Platinum cover COVID-19 like any new condition. CoverAmeric-Gold also covers testing for COVID-19 and an indemnity allowance if you need to quarantine at your destination.
Positive test result will not guarantee coverage for treatment and services if travel warnings are still in place.
INF: INF ELITE and INF Premier COVID-19 covered like any other illness if contracted after policy effective date. Offers 100% free telemedicine benefit.
Conditons may apply. Please read the policy certificate.
Seven Corners: Liaison Travel Plus This plan is designed specifically with the COVID-19 pandemic in mind for anyone traveling away from their home country.
Conditons may apply. Please read the policy certificate.
Global Underwriters: Diplomat America COVID-19 covered like any other illness if contracted after policy effective date.
Conditons may apply. Please read the policy certificate.
Tokio Marine HCC: Atlas America, Atlas International, VisitorSecure and Student Secure COVID-19 covered as any other illness if contracted after the policy effective date on Atlas Plans and VisitorSecure purchased on or after July 15 and Student Secure plans purchased after May 15.
Conditons may apply. Please read the policy certificate.
Trawick International: Safe Travels USA Comprehensive, Safe Travels USA-Cost Saver, Safe Travels International, Safe Travels for Visitors to the USA and Safe Travel USA Trip Protection Plan COVID-19 covered like any other illness if contracted after policy effective date. You must not be in the incubation period for the condition.
Conditons may apply. Please read the policy certificate.

IMG

CoverAmerica-Gold visitor insurance plan is ideal for visitors to the United States and other North American countries. This plan also now includes a first-of-its-kind benefit, public health emergency screening coverage, which can help cover the cost of testing in the event of a global pandemic like COVID-19. This plan also covers treatment of COVID-19 like any other new illness for plans 30 days or more and includes an indemnity benefit for those who must quarantine at their destination.

All IMG student plans now cover COVID-19. Patriot America Plus and Patriot Platinum also cover COVID-19 like any other new illness.

INF

These visitors insurance plans provide coverage for any traveler visiting the USA for emergency medical treatment and services. The plans also cover pre-existing conditions. Regardless of travel advisories in place, the plans can cover for COVID-19 as any new medical condition so long as you did not contract COVID-19 prior to purchasing the policy.

INF Elite and INF Premier plans offer a 100% free telemedicine benefit, which has been recommended by health officials as a way to receive treatment and diagnoses over the phone. INF Elite and INF Premier are suitable plan options with no time restriction for purchase that can cover travelers for COVID-19 if contracted while visiting the USA.

Global Underwriters

This travel insurance plan provides medical coverage for families and individuals visiting the United States as well as for U.S. citizens living abroad but returning to the United States for a visit. Diplomat America treats COVID-19 like any other new illness. Coronavirus is covered during the policy effective dates within the parameters of the policy as long as the illness was not contracted before policy purchase.

Tokio Marine HCC

These travel plans are short-term comprehensive plans that can provide you and your loved ones with medical insurance while you are outside of your home country. Atlas Series and VisitorSecure plans purchased after July 15, 2020 now include coverage for medical expenses relating to COVID-19. Student Secure plans purchased after May 15, 2020 can also provide coverage for COVID-19 expenses and treatment.

Trawick International

These visitor insurance plans provide medical coverage and emergency services to individuals, families and groups. Regardless of travel advisories in place, Safe Travels plans could cover for COVID-19 as any new medical condition so long as:

  1. You did not contract COVID-19 prior to purchasing the policy.
  2. You were not in an incubation period when you purchased the policy.

Safe Travels plans are suitable options with no time restriction for purchase that can cover travelers for COVID-19 if contracted while visiting the USA.


If you need assistance or have questions, please reach out to our team of licensed insurance specialists today.


Disclaimer: This information on this webpage is for informational purposes only. Each insurance policy is subject to eligibility, qualifying factors, exclusions and limits as stated in the given policy document. Please review policy document carefully to ensure that the given policy meets your requirements and best fit for your need. Only the terms and conditions of the insurance policy ( the contract) is binding.