The COVID-19 pandemic has affected millions of people worldwide. While many would-be travelers have delayed or canceled their travel plans, some are starting to plan their itineraries once again.

When you feel it's safe to put your travel plans back on the calendar, you'll still need a travel medical insurance plan with COVID-19 coverage. To help you decide on a plan, check out this list of the travel medical plans that may cover COVID-19. Please note that for each plan listed below, in order to get COVID-19 coverage the illness would have to be contracted after the policy effective date.

Insurance Company COVID-19 Coverage
IMG: CoverAmerica-Gold, Patiot America Plus, Patriot Platinum and Student Health Advantage - Platinum Student plans now cover COVID-19. CoverAmerica-Gold, Patriot America Plus and Patriot Platinum cover COVID-19 like any new condition. CoverAmerica-Gold also covers testing for COVID-19 and offers an indemnity allowance if you need to quarantine at your destination.
Conditions may apply. Please read the policy certificate carefully.
INF: INF Elite and INF Premier COVID-19 covered like any other illness if contracted after policy effective date. Offers a telemedicine benefit.
Conditions may apply. Please read the policy certificate.
Seven Corners: Liaison Travel Plus This plan covers people traveling outside of their home company and is designed specifically with the COVID-19 pandemic in mind .
Conditions may apply. Please read the policy certificate.
Global Underwriters: Diplomat America COVID-19 covered like any other illness if contracted after policy effective date.
Conditions may apply. Please read the policy certificate.
Tokio Marine HCC: Atlas America, Atlas International, VisitorSecure and Student Secure COVID-19 is covered as any other illness if contracted after the policy effective date on Atlas Plans and VisitorSecure purchased on or after July 15 and Student Secure plans purchased after May 15.
Conditions may apply. Please read the policy certificate.
Trawick International: Safe Travels USA Comprehensive, Safe Travels USA-Cost Saver, Safe Travels International, Safe Travels for Visitors to the USA and Safe Travel USA Trip Protection Plan COVID-19 covered like any other illness if contracted after policy effective date as long as you arent in the incubation period for the condition.
Conditions may apply. Please read the policy certificate.

IMG

The CoverAmerica-Gold visitor insurance plan is ideal for visitors to the United States and other North American countries. This plan also includes a first-of-its-kind benefit: public health emergency screening coverage. This benefit helps cover the cost of testing in the event of a pandemic like COVID-19. This plan covers treatment for COVID-19 like any other new illness for plans 30 days or more and includes an indemnity benefit for those required to quarantine at their destination.

All IMG student plans now cover COVID-19. Patriot America Plus and Patriot Platinum also cover COVID-19 like any other new illness.

INF

These visitors insurance plans provide coverage for any traveler visiting the U.S. for emergency medical treatment and services. The plans also cover pre-existing conditions. Regardless of travel advisories in place, the plans may cover COVID-19 as a new medical condition so long as you don't contract COVID-19 prior to buying the policy. Also, you can easily compare these three plans

INF Elite and INF Premier plans offer a 100% free telemedicine benefit, which has been recommended by health officials as a way to receive treatment and diagnosis remotely during the length of the pandemic. INF Elite needs to be purchased before you arrive into the U.S.

Global Underwriters

The Diplomat America travel insurance plan provides medical coverage for families and individuals visiting the United States as well as for U.S. citizens living abroad but returning to the United States for a visit. Diplomat America treats COVID-19 like any other new illness. Coronavirus is covered during the policy effective dates within the parameters of the policy as long as the illness wasnt contracted before policy purchase.

Tokio Marine HCC

These travel plans are short-term comprehensive plans that can give you and your loved ones with medical insurance while you are outside of your home country. Atlas Series and VisitorSecure plans purchased after July 15, 2020 now include coverage for medical expenses relating to COVID-19. Student Secure plans purchased after May 15, 2020 can also give cover for COVID-19 expenses and treatment.

Trawick International

These visitor insurance plans provide medical coverage and emergency services to individuals, families and groups. Regardless of travel advisories in place, Safe Travels plans could cover for COVID-19 as any new medical condition so long as:

  1. You didn't contract COVID-19 prior to purchasing the policy.
  2. You werent in an incubation period when you purchased the policy.

Safe Travels plans have no time restriction for purchase and can cover travelers for COVID-19 if contracted while visiting the USA.

Seven Corners


Liaison Travel Plus is a comprehensive visitor insurance plan that is especially designed to offer COVID-19 medical insurance coverage in addition to emergency services for individuals and families traveling outside their home country. Liaison Travel Plus treats COVID-19 like any other new illness.


Please note: Due to the unpredictability of the outbreak, coverage options for COVID-19 are subject to change. VisitorsCoverage advises you to read the plan terms and conditions thoroughly to make sure it meets your needs. Limits and conditions may differ from traditional health insurance policies in your home country.

Reach out to our licensed travel insurance experts if you need any assistance. We're here to help!

Disclaimer: This information on this webpage is for informational purposes only. Each insurance policy is subject to eligibility, qualifying factors, exclusions, and limits as stated in the given policy document. Please review the policy document carefully to ensure that the given policy meets your requirements and is the best fit for your needs. Only the terms and conditions of the insurance policy (the contract) are binding.