COVID-19, also known as coronavirus, is a global pandemic impacting the lives of millions of people worldwide. While many travelers have put their trips on hold or even canceled them, there may be some people traveling for essential purposes and others who are concerned for when they are able to travel again after travel bans are lifted.

Visitors insurance is ideal for anyone taking a trip outside of their home country. The policies will ensure you are covered during your international trip for treatment and services related to injuries and illnesses sustained while traveling.

Covid-19 benefit is a very common question that our customers ask. For your convenience, we have provided a quick list in the order of the rich benefits each of these plans provide. Once you shortlist any particular plan, do go through the plan details to understand the terms and conditions applicable. Please note travel medical insurance policies are not the same as your major health insurance policies, there can be several limits conditions applicable. Consider talking to our licensed and qualified Travel Insurance expert if you need assistance. We are here to help you.

Insurance Company COVID-19 Coverage
INF: INF ELITE and INF Premier COVID-19 covered like any other illness if contracted after policy effective date. Offers 100% free telemedicine benefit.
Conditons may apply. Please read the policy certificate.
Trawick International: Safe Travels USA Comprehensive, Safe Travels USA-Cost Saver, Safe Travels International, Safe Travels for Visitors to the USA COVID-19 covered like any other illness if contracted after policy effective date. You must not be in the incubation period for the condition.
Conditons may apply. Please read the policy certificate.
Global Underwriters: Diplomat America COVID-19 covered like any other illness if contracted after policy effective date.
Conditons may apply. Please read the policy certificate.
IMG: CoverAmerica-Gold Coverage for COVID-19 Screening Benefit Only.
Positive test result will not guarantee coverage for treatment and services if travel warnings are still in place.

IMG

This visitor insurance plan is ideal for visitors to the United States and other North American countries. This plan also now includes a first-of-its-kind benefit, public health emergency screening coverage, which can help cover the cost of testing in the event of a global pandemic like COVID-19. Please note that this benefit covers the cost of a screening but does not guarantee treatment coverage if the test has a positive result. Coverage will vary depending upon the specifics of each case. CoverAmerica-Gold is a suitable plan option with no time restriction for purchase that may cover travelers for COVID-19, if no travel warning are in place and the disease is contracted while visiting the USA.

Trawick International

These visitor insurance plans provide medical coverage and emergency services to individuals, families and groups. Regardless of travel advisories in place, Safe Travels plans could cover for COVID-19 as any new medical condition so long as:

  1. You did not contract COVID-19 prior to purchasing the policy.
  2. You were not in an incubation period when you purchased the policy.

Safe Travels plans are suitable options with no time restriction for purchase that can cover travelers for COVID-19 if contracted while visiting the USA.

INF

These visitors insurance plans provide coverage for any traveler visiting the USA for emergency medical treatment and services. The plans also cover pre-existing conditions. Regardless of travel advisories in place, the plans can cover for COVID-19 as any new medical condition so long as you did not contract COVID-19 prior to purchasing the policy.

INF Elite and INF Premier plans offer a 100% free telemedicine benefit, which has been recommended by health officials as a way to receive treatment and diagnoses over the phone. INF Elite and INF Premier are suitable plan options with no time restriction for purchase that can cover travelers for COVID-19 if contracted while visiting the USA.

Global Underwriters

This travel insurance plan provides medical coverage for families and individuals visiting the United States as well as for U.S. citizens living abroad but returning to the United States for a visit. Diplomat America treats COVID-19 like any other new illness. Coronavirus is covered during the policy effective dates within the parameters of the policy as long as the illness was not contracted before policy purchase.


If you need assistance or have questions, please reach out to our team of licensed insurance specialists today.


Disclaimer: This information on this webpage is for informational purposes only. Each insurance policy is subject to eligibility, qualifying factors, exclusions, and limits as stated in the given policy document. Please review the policy document carefully to ensure that the given policy meets your requirements and the best fit for your need. Only the terms and conditions of the insurance policy ( the contract) are binding.