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Pre-Existing Conditions Coverage Plans for USA Visitors

Not all visitors medical insurance covers pre-existing conditions. Pre-existing conditions is any medical condition the person might have been diagnosed with, or had any treatment for, or is taking any medication for prior to the start date of the insurance. The following are the only plans that cover pre-existing conditions up to a certain limit. Please read the policy brochure for complete details about the coverage limitations and exclusions.

Atlas America

Liaison Continent

Inbound USA

VisitorsCare

Type of Plan

Comprehensive

Type of Plan

Comprehensive

Type of Plan

Limited Coverage

Type of Plan

Limited Coverage

How Plan Works

After the deductible, program pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Maximum. Coinsurance will be waived for claims incurred within the PPO if expenses are submitted to Underwriters for review and payment directly to the provider.
More details

How Plan Works

Plan A : After the deductible, program pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Maximum.
Plan Details and Brochure

How Plan Works

Plan pays fixed, pre-defined rate for each medical service. ( Per incident coverage)
More Details

How Plan Works

Plan pays fixed, pre-defined rate for each medical service. ( Per policy life time coverage)
More Details

Pre-Existing Coverage

If you are under age 70, you are covered for an Acute Onset of a Pre-existing Condition. Coverage is available up to $15,000 Maximum for Eligible Medical Expenses and up to $25,000 for Emergency Medical Evacuation.
[An Acute Onset of a Pre-existing Condition is a sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.]
Note: Age Over 70yrs - NO Pre-Existing Coverage

Pre-Existing Coverage

For non US Citizens , If you are under age 70, you are covered for an Acute Onset of a Pre-existing Condition. Coverage is available up to $15,000

 

Please read the policy brochure for complete details about the coverage limitations and exclusions.

Pre-Existing Coverage
( With extra premium)

Pre existing condition benefit is limited to heart and / Or stroke only.

Covered amount
Age under 70yrs : $5,000 coverage for Myocardial Infarction (heart attack) or Stroke

For Ages 70 & Over: $3,000 coverage for Myocardial Infarction (heart attack) or Stroke

Please read the policy brochure for complete details about the coverage limitations and exclusions.

Pre-Existing Coverage
( With extra premium)

Pre existing condition benefit is limited to heart attack and/Or stroke only.

Covered amount
Age under 70yrs : $5,000 coverage for Myocardial Infarction (heart attack) or Stroke only.

For Ages 70 & Over: $2,500 coverage for Myocardial Infarction (heart attack) or Stroke only.

Please read the policy brochure for complete details about the coverage limitations and exclusions.

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visitor insurance Pre existing conditions Explained : Watch this Video



Pre existing conditions Explained

Most Visitor and travel insurance policies do not cover pre-existing conditions. Here is a video that explains why pre-existing conditions are not covered, and what visitors can do about it.

 

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