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Can I get a refund for travel insurance if I cancel my policy before the trip?

Updated Oct 29, 2025
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
Many travel insurance policies offer a "free look" period allowing partial or full refunds if you cancel before the policy becomes effective. When you buy travel insurance online, check the cancellation clause in your policy. Typically, you have 10-15 days after purchase to cancel for a full refund, making it relatively risk-free to secure early traveling insurance protection.

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