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Can travel insurance provide coverage for US citizens traveling within the US?

Updated Dec 11, 2025
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
Yes, travel insurance can provide coverage for US citizens traveling within their own country, provided they are traveling at least 100 miles from their primary residence. Trip cancellation insurance with a $0 trip cost can offer emergency accident and sickness medical expense coverage without trip cancellation benefits. To be eligible, the policy must be purchased before the trip begins. This type of coverage can be useful for those between health insurance plans or seeking additional protection during domestic travel. You can get a quote for travel insurance here.

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