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How much does travel insurance cost?

Updated Oct 29, 2025
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
The cost of travel insurance typically ranges from 4% to 10% of your nonrefundable trip cost. When comparing how much is travel insurance, premiums are calculated based on factors such as your age, trip length, total trip cost, and coverage level.


For those seeking affordable travel insurance or the cheapest travel insurance options, basic plans offer essential protection. For example, a 40-year-old purchasing a plan for a $2,000 trip may pay around $80-200. Using a travel insurance comparison tool can help you find the best value for your needs.

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