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What is Cancel for Any Reason insurance (CFAR)?

Updated Feb 20, 2026
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
Cancel For Any Reason (CFAR) is an optional upgrade available with many travel insurance plans. It allows you to cancel your trip for a reason not typically covered by a standard policy and still get back a portion (usually 50–75%) of your non-refundable prepaid trip costs that you would otherwise lose. CFAR generally must be purchased soon after your initial trip deposit, often within 14–20 days, and has specific timing requirements that must be met.

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Luna
VisitorsCoverage Support