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Most travel medical insurance plans are cancellable and can provide a full refund if the request is submitted before the coverage begins. After the policy's effective date, a refund for the remaining unused days may be issued as long as no claims have been filed.

Trip insurance plans offer a free look-back period. After the specified free look-back period has passed, cancellations and refunds will only be covered as listed in the policy benefits.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.