Yes, travel medical insurance plans are generally cancellable,ÃÂ and if you cancel the plan before the policy start date, you will usually get a full refund back. You can log into the MyPolicy portal with your policy ID to cancel or make change to your plan.
Learn more about the cancellation process at our cancellation process page. If you need to show the travel insurance confirmation as part of a visa process, then you can buy the insurance beforehand, and if the visa is denied, you can cancel the policy before the start date and get a full refund back. You will need to send a written email request to get the refund. If you do not have to show the insurance confirmation to get the visa, it would be better to buy the policy after the visa is granted. The policies can begin as early as the next day after you purchase the policy, so you can even buy the policy the day before you travel.
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