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Can a senior US citizen buy travel insurance while having Medicare?

Updated Dec 15, 2024
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
Absolutely! Purchasing travel insurance is not just a good idea—it's a smart, proactive step for Medicare beneficiaries venturing beyond U.S. borders. Here's why: Medicare's Limited International Coverage:
  • Original Medicare provides minimal coverage outside the United States
  • Most medical emergencies abroad won't be covered by your standard Medicare plan
  • Potential out-of-pocket costs can be substantial without additional protection
  • How travel insurance can help:
  • Comprehensive medical coverage in foreign countries
  • Emergency medical evacuation services
  • Protection against unexpected healthcare expenses
  • Peace of mind during international travel
  • Consider travel insurance as an investment in your health and financial security when exploring the world. It's a small price to pay for comprehensive protection and worry-free travel. Your health and safety are priceless, especially when traveling abroad!

    Please consult your specific policy documents for precise coverage limits, benefits and exclusions.

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    VisitorsCoverage Support