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Can I apply for short-term insurance while already in the US?

Updated Dec 11, 2025
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
Yes, it's possible to apply for short-term travel medical insurance while already in the United States. This type of insurance is designed for individuals temporarily staying in the US on a nonimmigrant visa or through the visa waiver program. These plans cover new illnesses, injuries, or accidents that occur after the policy's effective date. It's a suitable option for those whose existing insurance is expiring during their stay in the US. You can get a quote for travel medical insurance here.

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VisitorsCoverage Support