VisitorsCoverage logo

Can I switch travel insurance plans before the effective date?

Updated Nov 12, 2025
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
You are not able to switch directly from one plan to another. You would need to first cancel your original policy and then you can purchase the new policy that you want to switch to. If you cancel your current plan before the coverage start date, you are typically eligible for a full refund. To cancel, submit a cancellation request through your account on the insurance provider's website. You can then purchase a new plan that better suits your needs. You can cancel your policy by signing into your account.

Couldn't find an answer to your question?

Our Customer Success Team of licensed insurance specialists can help. Just click the button and submit your question. Our experts will typically respond within 48 hours.

Luna
VisitorsCoverage Support