VisitorsCoverage logo

How can I claim compensation for delayed luggage on my travel insurance?

Updated Dec 11, 2025
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
Most travel insurance policies do not cover luggage delays, only permanent loss. If your luggage was delayed but eventually delivered, you typically cannot claim compensation through your travel insurance. However, you may be able to seek compensation directly from the airline. Check your policy details for specific coverage information and contact your insurance provider or airline for guidance on potential compensation options.

Couldn't find an answer to your question?

Our Customer Success Team of licensed insurance specialists can help. Just click the button and submit your question. Our experts will typically respond within 48 hours.

Luna
VisitorsCoverage Support