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Most travel medical plans can be purchased after a traveler has already left their home country and entered their destination. Depending on the travel medical plan, there may be some restrictions in regard to when the plan has to be purchased once the traveler has arrived. Travelers should review the eligibility clause in the policy documents for any restrictions and/or exclusions.

Please Note: Standard travel medical plans will only cover a policyholder for conditions that occurred after the policy effective date.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.