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How early should you buy travel insurance?

Updated Nov 27, 2024
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
You can purchase travel medical insurance at any time, and you can select your desired coverage start and end dates when applying. Since coverage can begin as early as the next day, we recommend buying your policy at least a day before your departure to ensure you’re protected right from the start of your journey.

For trip insurance, such as coverage for cancellations or interruptions, it’s best to purchase your plan as soon as you book your flights or make any non-refundable reservations.

If you’re considering a plan that includes pre-existing condition coverage, keep in mind that many require the policy to be purchased before leaving your home country. Always check the specific requirements of the plan before purchasing to make sure it meets your needs.

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Luna
VisitorsCoverage Support