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How much does visitors insurance cost for a 3-month USA trip?

Updated Feb 20, 2026
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
Visitors insurance cost varies by factors such as the traveler’s age, the selected coverage limits, the deductible, and the length of the stay. A basic, limited-coverage policy can be as little as $1 a day. For a stronger, comprehensive policy, a 3-month stay can average $200 to a few hundred dollars or more, with the final premium increasing for older travelers or those choosing higher benefit limits.

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VisitorsCoverage Support