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Can I return to my home country during a 3-month USA trip with Patriot Platinum insurance?

Updated Dec 11, 2025
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
Yes, Patriot Platinum insurance allows for an Incidental Trip back to your home country for up to 14 days during your coverage period, provided certain conditions are met. These conditions include: 1) You must have left your home country before the trip back, 2) You must have paid for at least 30 days of continuous coverage, 3) Your home country cannot be the United States, 4) The purpose of your return trip must not be to receive medical treatment, and 5) You must not receive treatment for any illness or injury during your return trip that was incurred while traveling outside your home country.

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Luna
VisitorsCoverage Support