Is travel medical insurance available for US citizens living abroad?
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
Yes, travel insurance is available for US citizens living abroad. These policies typically cover new illnesses, injuries, or accidents that occur after the policy's effective date while the insured is outside their country of residence. However, they usually don't cover preventative care services like voluntary checkups and screenings. Dental coverage is often limited, typically only covering injuries from accidents or unexpected pain in natural teeth, with a maximum benefit around $300. These policies are designed to provide coverage for medical expenses in case of accidents or emergencies while traveling outside the country of residence.
Disclaimer: Information is for general purposes and updated regularly based on provider guidelines. For binding terms, review your specific Policy Brochure.
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