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AD&D coverage, or Accidental Death and Dismemberment coverage, is the insurance benefit paid out if one or more of the following occur: - an accident results in death, or an accident causes loss of hands, feet, eyesight, speech, hearing, etc. Review the benefit details for a particular insurance policy for details of limits. In the event of the death of the insured person, the AD&D insurance beneficiary is the assigned person who will receive the benefits as stated in the policy. It is recommended to assign a beneficiary who is not accompanying the policyholder while he/she is traveling.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.