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What should I do if my travel medical insurance claim is denied?

Updated Apr 15, 2025
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
If your claim is denied and you disagree with the decision, you have the right to file an appeal. This means requesting that the insurance company review your claim again. Be sure to include all supporting documents with your appeal, such as medical records, doctor’s notes, proof of payment, and a detailed appeal letter explaining why you believe the claim should be reconsidered.

Filing an appeal can be beneficial—if the insurance company agrees with your explanation, your claim may be approved upon reevaluation.

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Luna
VisitorsCoverage Support