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HTH Trip Protector Classic : Reviews, Ratings, and Feedback

HTH Trip Protector Classic

Trip Plan, A.M. Best Rating: A
Underwriter: US Fire

HTH Trip Protector Classic (A.M. Best Rating: A) is a trip insurance plan designed specifically for cruise vacations. It helps protect your cruise investment with benefits for Trip Cancellation, Emergency Medical Expenses, baggage, and covered travel disruptions before and during your voyage. Coverage is available for trips up to 90 days.

HTH Trip Protector Classic does not participate in any PPO network. You can visit any doctor or hospital of your choice.

HTH Trip Protector Classic includes coverage for pre-existing conditions if the waiver requirements are met, including purchasing the plan within 14 days of the initial trip deposit.

Review the HTH Trip Protector Classic policy documents for complete coverage details, exclusions, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation
  • Trip Interruption
  • Emergency Medical
  • Pre-Existing Conditions (Pre-Ex)
  • Medical Evacuation
  • Trip Delay
  • Baggage Delay
  • Missed Connection
  • Baggage Loss
  • Reinstate Frequent Traveler Awards
Key Metrics

Key Metrics

  • Administrator: HTH Worldwide
  • Underwriter: US Fire
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
What's Good

What's Good

  • Available for U.S residents up 99 years of age
  • Covers trips up to 90 days domestically or internationally
  • Up to 10 people allowed on one policy
What's Not So Good

What's Not So Good

  • Not available for non-U.S residents
  • Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Palestinian Terr. (PSE), Russia (RUS) & Syria (SYR)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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VisitorsCoverage Support