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HTH Trip Protector Preferred : Reviews, Ratings, and Feedback

HTH Trip Protector Preferred

Trip Plan, A.M. Best Rating: A
Underwriter: US Fire

HTH Trip Protector Preferred (A.M. Best Rating: A) is a trip insurance plan designed specifically for cruise vacations. It helps protect your cruise investment with benefits for Trip Cancellation, Emergency Medical Expenses, baggage, and covered travel disruptions before and during your voyage. Coverage is available for trips up to 90 days.

HTH Trip Protector Preferred does not participate in any PPO network. You can visit any doctor or hospital of your choice.

HTH Trip Protector Preferred includes coverage for pre-existing conditions if the waiver requirements are met, including purchasing the plan within 21 days of the initial trip deposit.

Review the HTH Trip Protector Preferred policy documents for complete coverage details, exclusions, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation
  • Trip Interruption
  • Emergency Medical
  • Pre-Existing Conditions (Pre-Ex)
  • Medical Evacuation
  • Trip Delay
  • Baggage Delay
  • Missed Connection
  • Baggage Loss
  • Rental Car Damage & Theft Coverage
  • Reinstate Frequent Traveler Awards
  • Optional Cancel for Any Reason (CFAR)
Key Metrics

Key Metrics

  • Administrator: HTH Worldwide
  • Underwriter: US Fire
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
What's Good

What's Good

  • Available for U.S residents up 99 years of age
  • Covers trips up to 90 days domestically or internationally
  • Up to 10 people allowed on one policy
  • Offers Rental Car Damage and Theft protection as an included benefit and not an optional coverage
  • Optional Cancel for Any Reason (CFAR) benefit
What's Not So Good

What's Not So Good

  • Not available for non-U.S residents
  • Cancel for Any Reason (CFAR) must be purchased within 21 days of initial trip deposit date
  • Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Palestinian Terr. (PSE), Russia (RUS) & Syria (SYR)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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VisitorsCoverage Support