Worldwide
Seven Corners Travel Medical Plus - USA
Comprehensive A.M. Best Rating: A
Comprehensive A.M. Best Rating: A
Seven Corners Travel Medical Plus- USA is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for a traveler's temporary stay outside of their home country, while visiting the USA. The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 90% of the first $10,000 in eligible medical expenses, then 100% thereafter. Learn more about how Seven Corners Travel Medical Plus–USA works.
Seven Corners Travel Medical Plus-USA can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.
Seven Corners Travel Medical Plus-USA does not cover Pre-Existing medical conditions. Please review Seven Corners Travel Medical Plus-USA’s policy documents for complete coverage and exclusions.
Learn more about 1 optional add-on benefit available on this plan.
How Seven Corners Travel Medical Plus - USA Works
After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network; Outside the PPO network, plan pays 90% of eligible medical expense up to $10,000, then 100% thereafter
In Network
100%
After deductible, 100% up to policy maximum
See How Seven Corners Travel Medical Plus - USA Works.
Out of Network
1.
90%
After deductible, insurance pays 90% of first $10000
Then
2.
100%
Insurance pays 100% up to policy maximum
PPO Network for Seven Corners Travel Medical Plus - USA
Inside the USA
The PPO provider for Seven Corners Travel Medical Plus - USA Insurance is United Healthcare, a network recognized by all major hospitals and healthcare facilities.
When visiting a healthcare facility, remember to mention United Healthcare as your PPO provider. Seven Corners Travel Medical Plus - USA policy holders should visit providers listed within the United Healthcare directory to take advantage of in-network benefits.
Outside the USA
There is no PPO network outside the United States. If your plan allows for coverage outside of the United States, you can view the international list of providers for Seven Corners.
Key Travel Medical Insurance Benefits
COVID-19 Included
Acute onset of Pre-Existing Conditions
Extendable & Cancelable
PPO
Medical Evacuation
Urgent Care
Medical Coverage During Travel
Comprehensive Coverage Plan
Coverage from 5 days to 364 days
Eligibility for Seven Corners Travel Medical Plus - USA
- For international travelers traveling outside their home country to the USA
- Coverage for minimum 5 days to maximum up to 364 days
- Extendable for up to 364 days
- For ages 14 days to 99 years
- Eligible for Student Visa holders who do not have specific health insurance requirements to meet.
Medical Coverage
Medical coverage details.
Eligible Medical Expenses
In-Network
In-Network
100% up to policy maximum
Out-Network
Out-Network
90% of first $10,000, 100% thereafter
Available Policy Maximums
Available Policy Maximums
Limits may vary based on age or destination of traveler
Available Deductibles
Available Deductibles
Limits may vary based on age or destination of traveler
Pre-existing Conditions
Medical coverage for Pre-existing and Acute Onset of Pre-existing Conditions.
Pre-Existing Conditions
Pre-Existing Conditions
Pre-existing conditions are not covered under Travel Medical plans unless classified as an acute onset of pre-existing condition by a physician and the insurer. Here are some common pre-existing conditions:
Please review your policy document for any other limits or exclusions.
Acute onset Pre-Existing Condition
Acute onset Pre-Existing Condition
Up to $50,000 : Age 69 and belowUp to $5,000 : Age 70 to 79
Out-Patient
Medical treatment that does not include an overnight stay at a hospital.
Prescription Drugs / Medicines
Prescription Drugs / Medicines
URC up to policy maximum
Dr. / Physician Visit
In-Network
In-Network
$20 copay, URC up to policy maximum
Out-Network
Out-Network
$20 copay, URC up to policy maximum
Urgent Care
In-Network
In-Network
$20 copay, URC up to Policy Maximum
Out-Network
Out-Network
$20 copay, URC up to Policy Maximum
Surgical Treatment
In-Network
In-Network
URC up to policy maximum
Out-Network
Out-Network
URC up to policy maximum
Lab & X-rays
In-Network
In-Network
URC up to policy maximum
Out-Network
Out-Network
URC up to policy maximum
In-Patient
Medical treatment that includes an overnight stay at a hospital.
Hospital Room and Board
In-Network
In-Network
URC up to policy maximum
Out-Network
Out-Network
URC up to policy maximum
Dr. / Physician Visit
In-Network
In-Network
$20 copay, URC up to policy maximum
Out-Network
Out-Network
$20 copay, URC up to policy maximum
Surgical Treatment
In-Network
In-Network
URC up to policy maximum
Out-Network
Out-Network
URC up to policy maximum
Emergency Services
Hospital emergency services (certain limits may apply).
Ambulance Expenses
In-Network
In-Network
Up to $10,000
Out-Network
Out-Network
Up to $10,000
Emergency Room
In-Network
In-Network
$100 copay, URC up to Policy Maximum
Out-Network
Out-Network
$100 copay, URC up to Policy Maximum
Dental Coverage
Treatment for injury to or acute and spontaneous pain in sound natural teeth.
Dental Emergency
Dental Emergency
Up to $500
Travel Coverage
Travel-related coverage
Emergency Medical Evacuation / Repatriation
Emergency Medical Evacuation / Repatriation
Up to $500,000
Return of Mortal Remains
Return of Mortal Remains
Up to $50,000
Trip Interruption
Trip Interruption
Up to $5,000
Other
Other types of coverage not mentioned above.
Doctor Wellness Visit
Doctor Wellness Visit
Not covered
Preferred Rates
Preferred Rates
Not covered
Optional add-on benefits
More coverage options available for extra protection.
Adventure Activities
Adventure Activities
The Adventure Activities rider, if elected and paid for will covere expenses up to the amount set forth in the Schedule of Benefits resulting from an Injury sustained while participating in any of the following activities: Bungee jumping; caving; hang gliding; jet skiing; kayaking; motorcycle, motor scooter or electric scooter riding whether as a passenger or a driver; Parachuting; paragliding; parasailing; scuba diving only to a depth of thirty (30) meters with a breathing apparatus provided that You are SSI, PADI or NAUI certified; snowmobiling; spelunking; surfing waves up to two (2) feet high; wakeboard riding; water skiing; windsurfing; or zip lining. The policyholder must purchase this optional coverage if they wish to be covered while riding a motorcycle, motor scooter, electric scooter or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area located in the Host Country.
Seven Corners Travel Medical Plus - USA Exclusions
What is not covered
Manage Your Policy Online
Active policy holders are encouraged to submit all policy renewals, corrections, or cancellations online through your account for timely processing.
Sign in to your accountHelpful Links
The Seven Corners Travel Medical Plus-USA is available for:
Seven Corners Travel Medical Plus-USA can cover for COVID-19 and will be treated the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed from the country of residence. For more in-depth information regarding the impact of the coronavirus on travel insurance, please go to our information hub.
Seven Corners Travel Medical Plus-USA will only cover for COVID-19 testing if the policyholder is experiencing symptoms and the test is ordered by an attending physician for diagnostic purposes. COVID-19 tests to meet travel requirements will not be covered.
The Seven Corners Travel Medical Plus-USA plan does not cover for the COVID-19 vaccine/booster, but will cover COVID-19 treatment and services the same as any other eligible condition if contracted after the policy effective date. Preventative care related to COVID-19, like vaccines/boosters is not covered under the policy. Please sign in to your account to view your plan specific documents for any limits or exclusions.
The Seven Corners Travel Medical Plus-USA plan does not offer coverage for quarantine.
You will need names, coverage duration, date(s) of birth, home country address, and a valid credit card.
You can print out your ID card from your confirmation e-mail and it will be used as proof of insurance.
Coverage will be provided in all eligible countries visited with the exception of your Home Country and any restricted countries listed in the policy documentation. Coverage will only be offered within the policy start and end dates. Please note: If any part of your trip includes the United States, please select it as your destination country.
You can go to any doctor or hospital of your choice. If you would like, you can choose to go in the PPO network forSeven Corners Travel Medical Plus-USA, which is the United Health Care PPO Network.
You can search for doctors or hospitals in this Provider Directory.
Yes, if you buy the plan initially for more than 5 days, you can extend the policy. You would need to extend the plan at least two days before the policy expires. There will be a $5 administrator extension fee. The policy can be extended for up to a maximum of 364 days.
Coverage will begin on the date selected and once the policyholder has left their home country. The policy will only cover for conditions that occur after the policy effective date.
No, yourSeven Corners Travel Medical Plus-USA plan won't be extended or renewed automatically. You have to sign into your account online and activate the extension or renewal yourself. Not all plans are extendable or renewable, so be sure to review your policy terms and conditions for eligibility.
Yes, you can cancel and get a refund for the Seven Corners Travel Medical Plus-USA plan, if you need to go back earlier than plan. The following rules apply: 1) You can get refund back, only if you do not need to visit the doctor/provider while the policy is in force. 2) You can get a pro-rated refund for the number of days left in the policy 3) $25 cancellation fee applies. 4) If there is any claim on file, you would not get any refund back. 5) Written request is required for any cancellation.
You cannot remove one person from the policy if other travelers are included. We recommend letting the current policy lapse with all travelers or canceling and repurchasing for the remaining travelers as per the policy terms.
Pre-existing conditions are not covered by Seven Corners Travel Medical Plus-USA. However, the Seven Corners Travel Medical Plus-USA plan covers for an acute onset of pre-existing conditions. For people up to age 70 the plan covers up to $50,000 for an acute onset of a pre-existing conditions. For people above age 70 to 79, the plan covers up to $5,00 for an acute onset of a pre-existing conditions. Please check the Description of Coverage for more information about what is considered as acute onset of pre-existing condition.
An acute onset is a sudden unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration. It has to be an acute medical condition that requires immediate medical attention. More conditions and restrictions apply. Please check the Description of Coverage to understand what is covered under acute onset of pre-existing condition.
During the policy period, if you need to go back to your home country for a short trip, and come back again, then the plan would cover for short trips. The maximum number of days covered in incidental trip home is 60 days. The trip must not be taken for medical purposes. Incidental home country coverage does not apply to final trip to home country.
The optional Adventure Activities rider would cover for the following sports and activities: motorcycle /motor scooter riding (whether as a passenger or a driver), hang gliding, Parachuting, zip lining, parasailing, bungee jumping, water skiing, wakeboard riding, jet skiing, windsurfing, snowmobiling, and spelunking
Please refer to the following article about the policy usage: How to use Visitor Insurance?
Please refer to the following article concerning the claim process:
Visitor Insurance Claim Process
If your school or educational program does not any have specific health insurance requirements to meet, this plan can offer short-term health insurance coverage while you are abroad. It is important to confirm with the school or educational program to ensure that any short-term health insurance plan will be accepted by them.
Based on the desired coverage length you have selected, you have to make the full payment at the initial purchase.
Since this plan is extendable you can extend it anytime you would like to before the policy expires. There is an extendable fee of $5 associated with the extension.
Each insurance company may have their own state-specific regulations on where plans can be sold. These state restrictions only impact residents from those specific states from purchasing these plans. However, if you are traveling to the United States, you will be covered in all 50 states during your active policy period.
Only the primary destination in the application will be listed on the policy documents, but rest assured that all other eligible inputted countries will be covered during the active policy period.
Learn more from informative articles at Visitor Insurance Information section.
The Seven Corners Travel Medical Plus-USA plan does not cover for the Monkeypox vaccine, but will cover Monkeypox treatment and services the same as any other eligible condition if the virus was contracted after the policy effective date. Preventative care related to Monkeypox is not covered under the policy. Please sign in to your account to view your plan specific documents for any limits or exclusions.
Seven Corners Travel Medical Plus-USA can cover Monkeypox and will treat it the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed your home country. For more information regarding Monkeypox and travel insurance, review the blog about Monkeypox.
Coverage on the travel medical insurance plan will begin on the date of departure (12:00am EST) and once the traveler has left their home country. Coverage areas are anywhere outside one's' home country as long as the policy is active. The coverage will end immediately once the traveler has entered back into their home country and at 11:59pm EST on the last date of coverage.
Have specific questions about this plan?
AI Assistant Seven Corners Travel Medical Plus - USAAI assistant can help you find specific terms and details in the policy document.
Need more assistance?
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Adventure Activities
The Adventure Activities rider, if elected and paid for will covere expenses up to the amount set forth in the Schedule of Benefits resulting from an Injury sustained while participating in any of the following activities: Bungee jumping; caving; hang gliding; jet skiing; kayaking; motorcycle, motor scooter or electric scooter riding whether as a passenger or a driver; Parachuting; paragliding; parasailing; scuba diving only to a depth of thirty (30) meters with a breathing apparatus provided that You are SSI, PADI or NAUI certified; snowmobiling; spelunking; surfing waves up to two (2) feet high; wakeboard riding; water skiing; windsurfing; or zip lining. The policyholder must purchase this optional coverage if they wish to be covered while riding a motorcycle, motor scooter, electric scooter or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area located in the Host Country.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
