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How much travel medical insurance do I need for an international trip?

Updated Feb 20, 2026
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
The recommended coverage amount for international travel varies based on your destination, age, and health needs.

However, most experts suggest a minimum of $50,000 to $100,000 in medical coverage. For travel to the U.S., higher coverage limits, like $250,000 or more, are advisable due to expensive healthcare services.

VisitorsCoverage’s comparison tool can help you choose the right policy maximum while still staying in your budget.

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VisitorsCoverage Support