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Should I buy trip insurance, travel medical insurance, or both?

Updated Feb 20, 2026
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
Trip insurance protects your prepaid travel expenses, such as flights and hotels, while travel medical insurance covers unexpected medical issues abroad. Depending on your needs, combining both types of insurance offers the most comprehensive protection for your health and investment.

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