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What does travel insurance cover?

Updated Feb 20, 2026
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
International travel insurance comes in one of two main types of coverage: Trip Insurance and Travel Medical insurance.

Trip insurance protects your nonrefundable trip expenses against unexpected events like trip cancellations, delays, or interruptions. It can also provide coverage for baggage loss, theft, or damage. For more details, explore our Trip Insurance options.

Travel medical insurance covers emergency medical expenses, such as injuries or illnesses, that occur while you’re traveling. This ensures you have access to essential medical care without worrying about unexpected costs. To learn more, explore our Travel Medical Insurance options.

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