Global Medical Insurance

Limited Coverage, A.M. Best Rating: A
Sirius International

Global Medical Insurance is a worldwide expat travel medical insurance plan that provides health coverage and emergency services to individuals and families living outside their home country for short periods of time. Global Medical Insurance allows policyholders to choose from several plan options, length of duration and area of coverage. Individuals and their families can also select from multiple deductibles and modes of payment.

Please review Global Medical Insurance's Brochure for complete and accurate coverage and exclusions.

Learn more about 2 optional add-on benefits available on this plan.

Plan Brochure

How Global Medical Insurance Works

Insurance pays = Pre defined dollar amount for each service taken

Your Responsibility = Policy Deductible + Any Difference in Actual Bill and pre defined fixed amount

How does this plan pay?

Global Medical Insurance is a fixed dollar based limited coverage plan. The plan pays a pre-defined fixed dollar amount for every service or treatment. These specific amounts are mentioned in the Plan Brochure. The policy maximum is just the outer limit, but there are limits to every service or treatment.

Insurance pays = Pre defined dollar amount for each service taken

Your Responsibility = Policy Deductible + Any Difference in Actual Bill and pre defined fixed amount

Eligibility

Expats between the age of 14 days and 74 years

Optional add-on benefits (2 available)
Plan Brochure

How COVID-19 is Covered Under Global Medical Insurance

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.