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Travel Safe Basic : Reviews, Ratings, and Feedback

Travel Safe Basic

Trip Plan, A.M. Best Rating: A
Underwriter: US Fire

Travel Safe Basic (A.M. Best Rating: A) is a trip insurance plan that provides essential protection for travelers who want affordable coverage for unexpected travel disruptions. With benefits for Trip Cancellation, Trip Interruption, Trip Delay, Emergency Medical Expenses, and baggage, it helps protect non-refundable trip costs while providing valuable travel benefits for both domestic and international trips. Coverage is available for trips up to 30 days.

Travel Safe Basic does not participate in any PPO network. You can visit any doctor or hospital of your choice.

Travel Safe Basic includes coverage for pre-existing conditions if the waiver requirements are met, including purchasing the plan within 21 days of the initial trip deposit and being medically able to travel at the time of purchase, in most states.

Review the Travel Safe Basic policy documents for complete coverage details, exclusions, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation: Up to 100%
  • Trip Interruption: Up to 100%
  • Travel Delay: Up to $500
  • Emergency Medical Evacuation
  • Accident & Sickness Medical Expense
  • Missed Connection
  • Baggage & Personal Effects
  • Optional Rental Car Damage & Theft Coverage
  • Optional Flight AD&D
  • Optional Business Equipment & Sports Equipment Rental
  • COVID-19 Coverage
Key Metrics

Key Metrics

  • Administrator: TravelSafe
  • Underwriter: US Fire
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
What's Good

What's Good

  • Available for U.S residents up to the age of 79
  • Standard trip insurance coverage for domestic or international trips
  • Up to 10 people allowed on one policy
What's Not So Good

What's Not So Good

  • Not available for non-U.S residents
  • Only available for trips up to 30 days
  • No Cancel for Any Reason (CFAR) available
  • Not Available for the following Destination Countries: Cuba (CUB), Iran (IRN), North Korea (PRK) & Syria (SYR)
  • Not Available for Purchase from the Following U.S. States/Territories: Guam (GU), Marshall Islands (MH), Puerto Rico (PR), Virgin Islands (VI) & American Samoa (AS) Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.

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A trip cancellation plan for U.S residents traveling within the U.S or internationally for up to 120 days.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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VisitorsCoverage Support