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iTravelInsured Travel LX : Reviews, Ratings, and Feedback

iTravelInsured Travel LX

Trip Plan, A.M. Best Rating: A
Underwriter: US Fire / SiriusPoint America

iTravelInsured Travel LX (A.M. Best Rating: A) is a premium trip insurance plan for travelers seeking higher benefit limits and enhanced protection for expensive trips. It combines generous trip protection benefits with higher emergency medical coverage, making it ideal for luxury vacations, cruises, and international travel. Coverage is available for trips up to 90 days.

iTravelInsured Travel LX does not participate in any PPO network. You can visit any doctor or hospital of your choice.

iTravelInsured Travel LX includes coverage for pre-existing conditions if the waiver requirements are met, including purchasing the plan at or before the final payment is made towards the trip and being medically able to travel at the time of purchase.

Review the iTravelInsured Travel LX policy documents for complete coverage details, exclusions, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation: Up to 100%
  • Trip Interruption: Up to 150%
  • Travel Delay: Up to $2,500
  • Emergency Medical Evacuation
  • Accident & Sickness Medical and Dental Expense
  • Missed Trip Connection
  • Rental Car Damage & Theft Coverage
  • Telehealth Services
  • Change Fee
  • Optional Cancel for Any Reason (CFAR) & Trip Interruption for Any Reason (IFAR): Up to 75%
  • COVID-19 Coverage
Key Metrics

Key Metrics

  • Administrator: IMG
  • Underwriter: US Fire / SiriusPoint America
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
What's Good

What's Good

  • Available for U.S residents up 99 years of age
  • Covers trips up to 6 months domestically or internationally
  • Up to 10 people allowed on one policy
  • Extensive Trip Insurance Benefit Amounts
  • Offers Rental Car Damage and Theft protection as an included benefit and not an optional coverage
  • Cancel for Any Reason (CFAR) included for residents of WA & MO
What's Not So Good

What's Not So Good

  • Not available for non-U.S residents
  • Optional Cancel for Any Reason (CFAR) must be purchased within 20 days of initial trip deposit date
  • Optional Interruption for Any Reason (IFAR) must be purchased within 20 days of initial trip deposit date
  • Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS), Syria (SYR), Ukraine (UKR) & Venezuela (VEN)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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VisitorsCoverage Support