For travelers comparing iTravelInsured Travel LX travel insurance, the plan may be relevant when broader medical and trip-protection benefits are important, particularly for international or adventure travel. Coverage is underwritten by United States Fire Insurance Company in applicable states, with IMG/iTravelInsured administering the plan. Benefits remain subject to eligibility requirements, limits, exclusions, and state-specific terms, so the policy certificate should be reviewed before purchase.
Trip Plan,
Underwriter: US Fire / SiriusPoint America
For travelers comparing iTravelInsured Travel LX travel insurance, the plan may be relevant when broader medical and trip-protection benefits are important, particularly for international or adventure travel. Coverage is underwritten by United States Fire Insurance Company in applicable states, with IMG/iTravelInsured administering the plan. Benefits remain subject to eligibility requirements, limits, exclusions, and state-specific terms, so the policy certificate should be reviewed before purchase.
No optional add-on benefits on this plan.
Plan Highlights
- Trip Cancellation
- Trip Interruption
- Emergency Medical
- Pre-Existing Conditions (Pre-Ex)
- Medical Evacuation
- Trip Delay
- Baggage Delay
- Missed Connection
- Baggage Loss
- Rental Car Damage & Theft Coverage
- Optional Cancel for Any Reason (CFAR) & Trip Interruption for Any Reason (IFAR)
Key Metrics
- Administrator: IMG
- Underwriter: US Fire / SiriusPoint America
Reviews & Ratings
- A.M. Best Rating: A+ (Superior)
What's Good
- Available for U.S residents up 99 years of age
- Covers trips up to 6 months domestically or internationally
- Up to 10 people allowed on one policy
- Extensive Trip Insurance Benefit Amounts
- Offers Rental Car Damage and Theft protection as an included benefit and not an optional coverage
- Cancel for Any Reason (CFAR) included for residents of WA & MO
What's Not So Good
- Not available for non-U.S residents
- Optional Cancel for Any Reason (CFAR) must be purchased within 20 days of initial trip deposit date
- Optional Interruption for Any Reason (IFAR) must be purchased within 20 days of initial trip deposit date
- Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS), Syria (SYR), Ukraine (UKR) & Venezuela (VEN)
Similar Plans
Underwriter: U.S. Specialty (USSIC)
Trip protection plan for U.S residents traveling within the U.S domestically or departing from the U.S and returning to the U.S.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.


