For travelers comparing Atlas Journey Premier travel insurance, the plan can be worth a closer look when both medical protection and financial protection for a trip are important. WorldTrips administers Atlas Journey Premier, while Tokio Marine HCC’s U.S. Specialty Insurance Company underwrites the insurance coverage. Although the name may lead some shoppers to search for Atlas Journey Premier visitor insurance or visitor insurance for the USA, this plan is intended for U.S. residents rather than international visitors coming to the United States. Optional upgrades and certain benefits can vary by state and eligibility, so reviewing the applicable policy documents is important before purchasing.
Trip Plan,
Underwriter: U.S. Specialty (USSIC)
For travelers comparing Atlas Journey Premier travel insurance, the plan can be worth a closer look when both medical protection and financial protection for a trip are important. WorldTrips administers Atlas Journey Premier, while Tokio Marine HCC’s U.S. Specialty Insurance Company underwrites the insurance coverage. Although the name may lead some shoppers to search for Atlas Journey Premier visitor insurance or visitor insurance for the USA, this plan is intended for U.S. residents rather than international visitors coming to the United States. Optional upgrades and certain benefits can vary by state and eligibility, so reviewing the applicable policy documents is important before purchasing.
No optional add-on benefits on this plan.
Plan Highlights
- Trip Cancellation
- Trip Interruption
- Emergency Medical
- Pre-Existing Conditions (Pre-Ex)
- Medical Evacuation
- Trip Delay
- Baggage Delay
- Missed Connection
- Baggage Loss
- Reinstate Frequent Traveler Awards
- Optional Cancel for Any Reason (CFAR)
- Optional Interruption for Any Reason (IFAR)
- Optional Rental Car Damage & Theft Coverage
- Optional Adventure Sports Coverage
- Optional Rental Accommodations Protection Coverage
- Optional Pet Care
Key Metrics
- Administrator: WorldTrips
- Underwriter: U.S. Specialty (USSIC)
Reviews & Ratings
- A.M. Best Rating: A++ (superior)
What's Good
- Available for U.S residents up to 100 years of age
- Covers trips domestically or internationally for up to 6 months
- Up to 10 people allowed on one policy
- Offers multiple optional riders for additional coverage
- Offers a Pre-Existing Condition Waiver if plan was purchased within 21 days of initial trip deposit date
What's Not So Good
- Not Available for non-U.S residents
- Cancel for Any Reason (CFAR) must be purchased within 21 days of initial trip deposit date
- Interruption for Any Reason (IFAR) must be purchased within 21 days of initial trip deposit date
- Not Available for the following Destination Countries: Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS) & Syria (SYR)
- Not Available for Addresses from the Following U.S. States/Territories: Oklahoma (OK), Puerto Rico (PR), Massachusetts (MA), Vermont (VT), Virgin Islands (VI), Washington (WA), West Virginia (WV), Ohio (OH), North Dakota (ND), New York (NY), Alabama (AL), Colorado (CO), Guam (GU), Indiana (IN), Marshall Islands (MH), Maryland (MD), Minnesota (MN), Mississippi (MS), Nebraska (NE), New Hampshire (NH), American Samoa (AS) & Wisconsin (WI)
Similar Plans
Underwriter: US Fire / SiriusPoint America
A comprehensive trip protection insurance plan offering extensive coverage for trip cancellation, trip delay and medical coverage.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.


