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Atlas Journey Premier : Reviews, Ratings, and Feedback

Atlas Journey Premier

Trip Plan, A.M. Best Rating: A++ (superior)
Underwriter: U.S. Specialty (USSIC)

Atlas Journey Premier Insurance is a comprehensive trip protection plan from WorldTrips designed for U.S. residents traveling within the United States or abroad. It combines travel medical insurance with broader trip protection, including coverage for eligible trip cancellations and interruptions, travel delays, baggage problems, and emergency medical situations. The plan provides up to $150,000 in emergency accident and sickness medical expense coverage and up to $1 million for medical evacuation and repatriation of remains, subject to the policy’s terms, limits, exclusions, and state-specific availability.

For travelers comparing Atlas Journey Premier travel insurance, the plan can be worth a closer look when both medical protection and financial protection for a trip are important. WorldTrips administers Atlas Journey Premier, while Tokio Marine HCC’s U.S. Specialty Insurance Company underwrites the insurance coverage. Although the name may lead some shoppers to search for Atlas Journey Premier visitor insurance or visitor insurance for the USA, this plan is intended for U.S. residents rather than international visitors coming to the United States. Optional upgrades and certain benefits can vary by state and eligibility, so reviewing the applicable policy documents is important before purchasing.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation
  • Trip Interruption
  • Emergency Medical
  • Pre-Existing Conditions (Pre-Ex)
  • Medical Evacuation
  • Trip Delay
  • Baggage Delay
  • Missed Connection
  • Baggage Loss
  • Reinstate Frequent Traveler Awards
  • Optional Cancel for Any Reason (CFAR)
  • Optional Interruption for Any Reason (IFAR)
  • Optional Rental Car Damage & Theft Coverage
  • Optional Adventure Sports Coverage
  • Optional Rental Accommodations Protection Coverage
  • Optional Pet Care
Key Metrics

Key Metrics

  • Administrator: WorldTrips
  • Underwriter: U.S. Specialty (USSIC)
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A++ (superior)
What's Good

What's Good

  • Available for U.S residents up to 100 years of age
  • Covers trips domestically or internationally for up to 6 months
  • Up to 10 people allowed on one policy
  • Offers multiple optional riders for additional coverage
  • Offers a Pre-Existing Condition Waiver if plan was purchased within 21 days of initial trip deposit date
What's Not So Good

What's Not So Good

  • Not Available for non-U.S residents
  • Cancel for Any Reason (CFAR) must be purchased within 21 days of initial trip deposit date
  • Interruption for Any Reason (IFAR) must be purchased within 21 days of initial trip deposit date
  • Not Available for the following Destination Countries: Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS) & Syria (SYR)
  • Not Available for Addresses from the Following U.S. States/Territories: Oklahoma (OK), Puerto Rico (PR), Massachusetts (MA), Vermont (VT), Virgin Islands (VI), Washington (WA), West Virginia (WV), Ohio (OH), North Dakota (ND), New York (NY), Alabama (AL), Colorado (CO), Guam (GU), Indiana (IN), Marshall Islands (MH), Maryland (MD), Minnesota (MN), Mississippi (MS), Nebraska (NE), New Hampshire (NH), American Samoa (AS) & Wisconsin (WI)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support