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Atlas Journey Premier : Reviews, Ratings, and Feedback

Atlas Journey Premier

Trip Plan, A.M. Best Rating: A
Underwriter: U.S. Specialty (USSIC)

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Atlas Journey Premier (A.M. Best Rating: A) is a premium trip insurance plan for U.S. residents seeking comprehensive protection for domestic and international travel. Higher benefit limits for Trip Cancellation, Emergency Medical Expenses, baggage, and covered travel disruptions make it an excellent choice for expensive vacations and luxury travel. Coverage is available for trips up to 180 days.

Atlas Journey Premier does not participate in any PPO network. You can visit any doctor or hospital of your choice.

Atlas Journey Premier includes coverage for pre-existing conditions if the waiver requirements are met, including purchasing the plan within 21 days of the initial trip deposit.

Review the Atlas Journey Premier policy documents for complete coverage details, exclusions, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation: Up to 100%
  • Trip Interruption: Up to 150%
  • Travel Delay: Up to $2,000
  • Emergency Medical Evacuation
  • Accident & Sickness Medical Expense
  • Missed Connection
  • Reinstate Frequent Traveler Awards
  • Optional Cancel for Any Reason(CFAR): Choose 50% or 75%
  • Optional Interruption for Any Reason(IFAR): Up to 50%
  • Optional Rental Car Damage & Theft Coverage
  • Optional Adventure Sports Coverage: Not Available for IL and MT residents
  • Optional Rental Accommodations Protection Coverage
  • Optional Pet Care
  • COVID-19 Coverage
Key Metrics

Key Metrics

  • Administrator: WorldTrips
  • Underwriter: U.S. Specialty (USSIC)
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
What's Good

What's Good

  • Available for U.S residents up to 100 years of age
  • Covers trips domestically or internationally for up to 6 months
  • Up to 10 people allowed on one policy
  • Offers multiple optional riders for additional coverage
  • Offers a Pre-Existing Condition Waiver if plan was purchased within 21 days of initial trip deposit date
What's Not So Good

What's Not So Good

  • Not Available for non-U.S residents
  • Cancel for Any Reason (CFAR) must be purchased within 21 days of initial trip deposit date
  • Interruption for Any Reason (IFAR) must be purchased within 21 days of initial trip deposit date
  • Not Available for the following Destination Countries: Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS) & Syria (SYR)
  • Not Available for Addresses from the Following U.S. States/Territories: Oklahoma (OK), Puerto Rico (PR), Massachusetts (MA), Vermont (VT), Virgin Islands (VI), Washington (WA), West Virginia (WV), Ohio (OH), North Dakota (ND), New York (NY), Alabama (AL), Colorado (CO), Guam (GU), Indiana (IN), Marshall Islands (MH), Maryland (MD), Minnesota (MN), Mississippi (MS), Nebraska (NE), New Hampshire (NH), American Samoa (AS) & Wisconsin (WI)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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Optional add-on benefits

Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.

Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.

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