Pre-existing Coverage (limits apply*)
Safe Travels Complete
Comprehensive Coverage,
Underwriter: Zurich Insurance Europe AG Belgian branch
Best for:
Safe Travels Complete Insurance is a travel medical insurance plan designed for non-U.S. citizens traveling outside their home country, including visitors coming to the United States. Administered by Trawick International and underwritten by Zurich Insurance Europe AG, Belgian branch, the plan provides coverage for eligible illnesses and injuries, with options that can include pre-existing condition benefits subject to the policy’s limits, deductibles, exclusions, and eligibility requirements.
For travelers looking for Safe Travels Complete travel insurance or Safe Travels Complete visitor insurance, the plan offers access to the UnitedHealthcare PPO network in the U.S., along with benefits such as emergency medical evacuation, emergency care, and repatriation of remains, depending on the selected coverage and applicable terms. Coverage options and maximums vary by age and plan selection. As with any visitor insurance for the USA, reviewing the policy documents carefully is important to understand exactly what is covered and where exclusions or limitations apply.
For travelers looking for Safe Travels Complete travel insurance or Safe Travels Complete visitor insurance, the plan offers access to the UnitedHealthcare PPO network in the U.S., along with benefits such as emergency medical evacuation, emergency care, and repatriation of remains, depending on the selected coverage and applicable terms. Coverage options and maximums vary by age and plan selection. As with any visitor insurance for the USA, reviewing the policy documents carefully is important to understand exactly what is covered and where exclusions or limitations apply.
Learn more about 1 optional add-on benefits available on this plan.
Plan Highlights
- After the deductible, plan pays 80% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of eligible medical expenses up to the policy maximum
- Pre-Existing Condition Coverage: Included
- Urgent Care Visits
- Emergency Medical Evacuation
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
Key Metrics
- Administrator: Trawick International
- Underwriter: Zurich Insurance Europe AG Belgian branch
- Best Suitable for: B visa holders traveling to the USA
- Eligibility (Who can buy this travel insurance?): Visitors to the USA
- Type of coverage: Comprehensive Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- Pre-existing condition coverage for visitors to USA.
- Policyholders can choose their pre-existing condition policy maximum
- Policy also covers for any new condition that may occur after the policy effective date
- Coverage for those up to 89 years of age
- Coverage up to 364 days
What's Not So Good
- Minimum duration of 90 days
- Must purchase plan before departing home country.
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
