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INF Elite X : Reviews, Ratings, and Feedback

INF Elite X

Comprehensive Coverage, A.M. Best Rating: A+ (Superior)
Underwriter: C&F Crum & Forster

Best for:
Pre-existing Coverage (limits apply*)
Best Seller
INF Elite X Insurance is a travel medical insurance plan designed for non-U.S. residents traveling outside their home country, including visitors coming to the United States. Administered by INF Insurance and underwritten by Crum & Forster SPC, the plan provides coverage for eligible illnesses and injuries, with options that can include pre-existing condition benefits subject to the policy’s limits, deductibles, exclusions, and eligibility requirements.

For travelers looking for INF Elite X travel insurance or INF Elite X visitor insurance, the plan offers access to the UnitedHealthcare PPO network in the U.S., along with benefits such as emergency medical evacuation, emergency care, and repatriation of remains, depending on the selected coverage and applicable terms. Coverage options and maximums vary by age and plan selection. As with any visitor insurance for the USA, reviewing the policy documents carefully is important to understand exactly what is covered and where exclusions or limitations apply.

No optional add-on benefits on this plan.

Plan Highlights

  • After the deductible, plan pays 80% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
  • Pre-Existing Condition Coverage: Included
  • Urgent Care Visits
  • Emergency Medical Evacuation
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
Key Metrics

Key Metrics

  • Administrator: INF Insurance
  • Underwriter: C&F Crum & Forster
  • Best Suitable for: B visa holders traveling to the USA
  • Eligibility (Who can buy this travel insurance?): Visitors to the USA
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A+ (Superior)
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • Pre-existing condition coverage for visitors to USA, Canada, or Mexico.
  • Qualified Plan members are eligible for free Airport lounge visit via Priority Pass
  • Policyholders can choose their pre-existing condition policy maximum
  • Policy also covers for any new condition that may occur after the policy effective date
  • Access to a Careington discount program, which provides savings on Dental, Vision, Prescription, & Hearing products & services in the United States.
  • Coverage for those up to 99 years of age
  • Coverage up to 364 days
What's Not So Good

What's Not So Good

  • Minimum duration of 90 days
  • Not cancelable after the policy effective date
  • $15 application fee
  • Must purchase plan before departing home country.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support