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INF Premier X : Reviews, Ratings, and Feedback

INF Premier X

Limited Coverage, A.M. Best Rating: A
Underwriter: C&F Crum & Forster

Best for:
Pre-existing Coverage (limits apply*)
INF Premier X Insurance is a fixed-benefit travel medical insurance plan designed for non-U.S. residents traveling outside their home country, including visitors coming to the United States. The plan offers coverage for eligible medical expenses related to new illnesses and injuries, along with benefits that can include emergency medical evacuation, repatriation of remains, and accidental death and dismemberment. Available policy maximums can range from $100,000 to $1 million, depending on the selected plan and eligibility.

For travelers comparing INF Premier X travel insurance or INF Premier X visitor insurance, the plan may be particularly relevant because it provides coverage for eligible pre-existing conditions, subject to specific limits, deductibles, exclusions, and policy terms. INF Premier X is underwritten by Crum & Forster SPC, with INF serving as the plan administrator. Like other fixed-benefit plans, it is not comprehensive major medical insurance, so travelers should review the certificate and policy wording carefully when considering visitor insurance for the USA.

No optional add-on benefits on this plan.

Plan Highlights

  • After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the United Healthcare PPO network
  • Pre-Existing Condition Coverage: Included
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
Key Metrics

Key Metrics

  • Administrator: INF Insurance
  • Underwriter: C&F Crum & Forster
  • Best Suitable for: B visa holders traveling to the USA
  • Eligibility (Who can buy this travel insurance?): Visitors to the USA
  • Type of coverage: Limited Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • Pre-existing condition coverage for visitors to USA, Canada, or Mexico.
  • Qualified Plan members are eligible for free Airport lounge visit via Priority Pass
  • Policy also covers for any new condition that may occur after the policy effective date
  • Access to a Careington discount program, which provides savings on Dental, Vision, Prescription, & Hearing products & services in the United States.
  • Coverage for those up to 99 years of age
  • Coverage up to 364 days
What's Not So Good

What's Not So Good

  • Minimum duration of 90 days
  • Not cancelable after the policy effective date
  • $15 application fee
  • Must purchase plan before departing home country.
  • Pre-defined amounts per treatment and services

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support