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INF Premier X : Reviews, Ratings, and Feedback

INF Premier X

Limited Coverage, A.M. Best Rating: A
Underwriter: C&F Crum & Forster

Best for:
Pre-existing Coverage (limits apply*)
INF Premier X (A.M. Best Rating: A) is a limited coverage fixed-benefit travel medical insurance plan for non-U.S. residents visiting the United States, Canada, or Mexico. It provides scheduled benefits for eligible illnesses, injuries, and pre-existing conditions, along with emergency medical evacuation, travel assistance, and access to the UnitedHealthcare PPO network, making it an affordable option for visitors seeking robust benefits. Coverage is available from 90 days to 364 days.

INF Premier X provides access to the United Healthcare PPO network, helping reduce out-of-pocket costs when using participating providers.

INF Premier X includes coverage for eligible pre-existing conditions up to the selected scheduled benefit limit, subject to the applicable pre-existing condition deductible and all policy terms, conditions, and limitations.

Review the INF Premier X policy documents for complete coverage details, exclusions, eligibility requirements, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the United Healthcare PPO network
  • Pre-Existing Condition Coverage: Included
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
Key Metrics

Key Metrics

  • Administrator: INF Insurance
  • Underwriter: C&F Crum & Forster
  • Best Suitable for: B visa holders traveling to the USA
  • Eligibility (Who can buy this travel insurance?): Visitors to the USA
  • Type of coverage: Limited Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • Pre-existing condition coverage for visitors to USA, Canada, or Mexico.
  • Qualified Plan members are eligible for free Airport lounge visit via Priority Pass
  • Policy also covers for any new condition that may occur after the policy effective date
  • Access to a Careington discount program, which provides savings on Dental, Vision, Prescription, & Hearing products & services in the United States.
  • Coverage for those up to 99 years of age
  • Coverage up to 364 days
What's Not So Good

What's Not So Good

  • Minimum duration of 90 days
  • Not cancelable after the policy effective date
  • $15 application fee
  • Must purchase plan before departing home country.
  • Pre-defined amounts per treatment and services

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support