COVID-19 CoveragePre-existing Coverage (limits apply*)Visitors to the USA
Visitors Protect
Comprehensive Coverage,
SiriusPoint Speciality Insurance Corporation
Best for:
Visitors Protect (rated A-) is a comprehensive Travel Medical insurance plan providing temporary medical coverage for emergency services and limited pre-existing conditions for international visitors traveling to the U.S., Canada, and Mexico. The coverage duration available is from 90 days to 365 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 75% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 60% of eligible medical expenses up to the policy maximum. Learn more about how Visitors Protect works.
Visitors Protect can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.
Visitors Protect does cover for limited Pre-Existing medical conditions. Please review Visitors ProtectâÃÂÃÂs policy documents for complete coverage and exclusions.
No additional coverage options on this plan.
Plan Highlights
- COVID-19 Coverage: Included
- Pre-Existing Condition Coverage
- After the deductible, plan pays 75% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Prescriptions/Medication
Key Metrics
- Administrator: IMG
- Underwriter: SiriusPoint Speciality Insurance Corporation
- Best Suitable for: International visitors to the USA, looking for limited Pre-Existing Condition Coverage
- Eligibility (Who can buy this travel insurance?): Visitors to the USA
- Type of coverage: Comprehensive Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- COVID-19: Included
- PPO Network
- Coverage for Pre-Existing Conditions
- After the deductible plan pays: 75% up to the policy maximum within the PPO Network
- Emergency Medical Evacuation: Up to $25,000
What's Not So Good
- Duration minimum of 90 days
- Deductible is per illness/injury
- Higher cancellation fee
- Plan is not extendable or renewable
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
