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Travel Medical Basic - USA : Reviews, Ratings, and Feedback

Travel Medical Basic - USA

Comprehensive Coverage, A.M. Best Rating: A
Underwriter: Crum & Forster, SPC

Best for:
Visitors to the USA
Seven Corners Travel Medical Basic is a travel medical insurance plan for non-U.S. residents traveling outside their home country, including trips with the United States on the itinerary. It provides coverage for eligible medical expenses during the trip, with coverage options that can reach $1 million depending on the traveler’s age and selected plan. Benefits may include inpatient and outpatient care, emergency room services, ambulance transportation, physician and urgent care visits, and emergency medical evacuation and repatriation, subject to the policy’s deductible, limits, exclusions, and eligibility requirements.

For travelers comparing Seven Corners Travel Medical Basic travel insurance or looking for visitor insurance for the USA as part of a broader international trip, this plan may be worth considering when medical protection is a priority. The insurance is underwritten by Crum & Forster SPC, while Seven Corners administers the plan and provides 24/7 travel assistance through Seven Corners Assist. As always, the actual policy document controls coverage, so travelers should review its terms and exclusions before purchasing.

Learn more about 1 optional add-on benefits available on this plan.

Plan Highlights

  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $10,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Trip Interruption
  • Incidental Trip to Home Country
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
  • Emergency Eye Exam Coverage: No Coverage
Key Metrics

Key Metrics

  • Administrator: Seven Corners
  • Underwriter: Crum & Forster, SPC
  • Best Suitable for: International travelers needing coverage outside home country
  • Eligibility (Who can buy this travel insurance?): International including USA
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • PPO Network
  • After the deductible plan pays: 80% of the first $5,000, then 100% up to the policy maximum within the PPO Network
  • International Coverage During Travel
  • Extendable/Renewable
  • Cancellable
  • Emergency Medical Evacuation Up to: $250,000
  • Optional Rider: Hazardous Activities
  • COVID-19: Included
What's Not So Good

What's Not So Good

  • Low Acute Onset of Pre-Existing Condition Coverage
  • Low Coverage For Those 80+
  • More Expensive Than Similar Plans

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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VisitorsCoverage Support