Visitors to the USA
Travel Medical Basic - USA
Comprehensive Coverage,
Underwriter: Crum & Forster, SPC
Best for:
Travel Medical Basic - USA (A.M. Best Rating: A) is a comprehensive travel medical insurance plan that provides dependable medical coverage for visitors traveling to the United States. It combines comprehensive medical benefits, emergency travel assistance, and access to the UnitedHealthcare PPO network, making it an excellent choice for travelers seeking quality protection at a lower premium than higher-tier plans. Coverage is available from 5 days to 364 days.
While in the U.S., after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses up to the selected policy maximum. Outside of the PPO network, the plan will pay 80% of the first $10,000 in eligible medical expenses, then 100% thereafter, up to the selected policy maximum.
Travel Medical Basic - USA does not cover pre-existing conditions. Travel Medical Basic - USA includes acute onset coverage of pre-existing conditions after a 7-day waiting period: up to $75,000 ($50,000 for cardiac/stroke) for ages 14 days–69, up to $7,500 ($5,000 for cardiac/stroke) for ages 70–79.
Review the Travel Medical Basic - USA policy documents for complete coverage details, exclusions, and limitations.
While in the U.S., after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses up to the selected policy maximum. Outside of the PPO network, the plan will pay 80% of the first $10,000 in eligible medical expenses, then 100% thereafter, up to the selected policy maximum.
Travel Medical Basic - USA does not cover pre-existing conditions. Travel Medical Basic - USA includes acute onset coverage of pre-existing conditions after a 7-day waiting period: up to $75,000 ($50,000 for cardiac/stroke) for ages 14 days–69, up to $7,500 ($5,000 for cardiac/stroke) for ages 70–79.
Review the Travel Medical Basic - USA policy documents for complete coverage details, exclusions, and limitations.
Learn more about 1 optional add-on benefits available on this plan.
Plan Highlights
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $10,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Trip Interruption
- Incidental Trip to Home Country
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
- Emergency Eye Exam Coverage: No Coverage
Key Metrics
- Administrator: Seven Corners
- Underwriter: Crum & Forster, SPC
- Best Suitable for: International travelers needing coverage outside home country
- Eligibility (Who can buy this travel insurance?): International including USA
- Type of coverage: Comprehensive Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- PPO Network
- After the deductible plan pays: 80% of the first $5,000, then 100% up to the policy maximum within the PPO Network
- International Coverage During Travel
- Extendable/Renewable
- Cancellable
- Emergency Medical Evacuation Up to: $250,000
- Optional Rider: Hazardous Activities
- COVID-19: Included
What's Not So Good
- Low Acute Onset of Pre-Existing Condition Coverage
- Low Coverage For Those 80+
- More Expensive Than Similar Plans
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COMPREHENSIVE TRAVEL MEDICAL INSURANCE FOR VISITORS TO USA
Coverage for non-U.S. residents and non-U.S. citizens, while traveling to the United States and incidental trips to Canada, Mexico, Latin America, Bahamas and South America.
Preferred rate availableLearn more
Why CoverAmerica-Gold?Learn moreDisclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
