Visitors to the USA
Travel Medical Basic - USA
Comprehensive Coverage,
Underwriter: Crum & Forster, SPC
Best for:
Seven Corners Travel Medical Basic - USA (also known as Travel Medical Basic - USA) is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for a traveler's temporary stay outside of their home country, while visiting the USA. The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 80% of the first $10,000 in eligible medical expenses, then 100% thereafter. Learn more about how Seven Corners Travel Medical BasicâÂÂUSA works.
Seven Corners Travel Medical Basic âÂÂUSA can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.
Seven Corners Travel Medical Basic âÂÂUSA does not cover Pre-Existing medical conditions. Please review Seven Corners Travel Medical Basic âÂÂUSAâÂÂs policy documents for complete coverage and exclusions.
Learn more about 1 optional add-on benefits available on this plan.
Plan Highlights
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $10,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Trip Interruption
- Incidental Trip to Home Country
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
- Emergency Eye Exam Coverage: No Coverage
Key Metrics
- Administrator: Seven Corners
- Underwriter: Crum & Forster, SPC
- Best Suitable for: International travelers needing coverage outside home country
- Eligibility (Who can buy this travel insurance?): International including USA
- Type of coverage: Comprehensive Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- PPO Network
- After the deductible plan pays: 80% of the first $5,000, then 100% up to the policy maximum within the PPO Network
- International Coverage During Travel
- Extendable/Renewable
- Cancellable
- Emergency Medical Evacuation Up to: $250,000
- Optional Rider: Hazardous Activities
- COVID-19: Included
What's Not So Good
- Low Acute Onset of Pre-Existing Condition Coverage
- Low Coverage For Those 80+
- More Expensive Than Similar Plans
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
